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Brookside, Kansas City, MO
Kansas City, MO

We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Terry, you and your team were incredible!! So personal and easy to work with. You made us feel safe and cared for, and extremely professional!! this was the best lender process we could have imagined. We had never done a traditional loan like...
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Reply from Terry & Peter O'Neill
September 18th, 2023 06:46 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Friendly staff, ease of process
Reply from Terry & Peter O'Neill
September 18th, 2023 02:18 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Thanks for all of your help, hanging in there with me and quick responses.
Reply from Terry & Peter O'Neill
September 10th, 2023 07:29 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Easy to upload the online documents and team is always ready to answer questions or explain if we are confused.
Reply from Terry & Peter O'Neill
September 7th, 2023 04:27 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Terry is always amazing to work with from start to finish. We’ve used him more times that I can even think of and he has been incredible. Always a referral from us.
Reply from Terry & Peter O'Neill
September 5th, 2023 02:15 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Thanks for a smooth experience!
Reply from Terry & Peter O'Neill
September 3rd, 2023 03:39 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Great communication, accessible, and best interest rates. Wonderful experience. My family recommended Terry to me and I would definitely recommend him to others as well.
Reply from The O'Neill Team
August 25th, 2023 01:57 PM
Thanks Rose, it was great working with you and Steven, and I know you'll love your new home! Your family is great!
Terry worked with and for us. He helped on the best route to go financially, while looking into the long term future of our investment.
Reply from Terry & Peter O'Neill
August 12th, 2023 04:46 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Starting from the pre-approval process and timely update and giving options and breakdown of the financial components, everything was crystal clear and I loved the expertise knowledge Terry and team gave . Loan approval process was also very...
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Reply from Terry O'Neill
August 2nd, 2023 07:47 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Recommended locking in our rate up front which proved to be best. Interest rates went up prior to us closing. Terry is very responsive to our questions as well.
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About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org