
B
Brookfield, WI
Brookfield, WI

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Your system for getting information to you. commu through app on phone, website , texts & phone calls. Being in the loop as it moved forwar.
Reply from The Michael Creed Team
June 9th, 2025 09:13 PM
Dan - thank you so much and congrats on your home purchase! My team and I are grateful to have served you and Rhonda. -MC
Great communication and follow-up. Met all the deadlines and a few curveballs
Reply from The Michael Creed Team
June 8th, 2025 11:57 AM
Shannyn- thank you for your kind words! We're so grateful to have been able to help you again, and to help you navigate those curveballs that came from the seller. Cheers to you!
Communication! Always returns calls and correspondence keeping team involved in the transaction. Overall customer support and doing right by the customer ❤️❤️
Reply from Alex Aerts
June 16th, 2025 02:48 PM
Thank you so much, Michele! I truly appreciate your kind words. Communication is key in every mortgage transaction, and I’m so glad our team was able to keep everyone informed and supported throughout the process. It was a pleasure working...
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I worked with Josh Hay for several months with one buyer, he was kind and patient with us the whole time. His knowledge is extensive, his kindness is unmathced and will go above and beyond every time for his clients. I'm so glad to know such...
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Reply from Owner
June 8th, 2025 12:50 PM
Sarah - thank you for your review of Josh. We agree, he's a gem. We look forward to you and Josh collaborating again soon!
With this particular transaction, we had written five offers; four had been accepted, and three of those the buyer had cancelled for one reason or another. Josh was kind and patient each time a wrench was tossed into the process. He kept the...
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Reply from Josh Hay
June 3rd, 2025 06:27 PM
Thank you, Sarah! This couldn't have happened without everyone giving their best- grateful to be on your team as we helped this very special client!
Fast process
Reply from Alex Aerts
June 16th, 2025 02:46 PM
Diego, thank you for the glowing review! It was a pleasure helping you through your mortgage journey. If you, your friends or your family ever need the same amazing guidance, I’m just a call away.
Communication throughout the process was excellent.
Reply from Alex Aerts
June 16th, 2025 02:45 PM
Thank you, Adam! I’m so glad the communication stood out—that’s a cornerstone of how I support clients through every step of the home loan process. It was a pleasure working with you and I appreciate your kind words!
Communication was great. Maryella kept us constantly informed, and was very responsive to our inquiries.
Reply from Alex Aerts
June 16th, 2025 02:49 PM
Thank you so much, Adri! I’m thrilled to hear communication stood out during your experience. Maryella is a fantastic part of our team, and we’re so glad she was able to keep you informed every step of the way. Supporting homebuyers is what...
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Michael Creed and the entire team at Luminate Home Loans made the purchase of my forever home and enjoyable experience. The team guided me, explained everything in great detail communicated effectively with each other and with me, and they...
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Reply from The Michael Creed Team
June 8th, 2025 11:57 AM
Patty - we're so grateful to have been a part of your story. The phone call I got to make to tell you about that move was unforgettable! -MC
know that when I refer my client to you I know they're in great hands and you have their best interest in mind when you help them complete the proper loan and get them their new dream house
Reply from The Michael Creed Team
June 8th, 2025 11:58 AM
Mike- thank you so much for your review and your trust; it means the world to us! - MC
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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