
Atlantic Bay Mortgage Group - Yorktown, VA
Yorktown, VA

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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The team was fast and had great communication. They made everything easy and was there every step of the way.
Reply from Bill Duggan
May 19th, 2026 08:34 PM
I'm glad to hear that you found our team's communication effective and the process smooth, Latoya. It's important to me that everything felt easy and supportive throughout your refinance journey. Thank you for trusting us! Please reach out...
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You made everything so effortless for me, and kept me well informed each step of the way.
Reply from Ginny Francum
May 24th, 2026 12:57 PM
Thanks for taking the time to write the review. Truly appreciate it!
Bill was very knowledgeable and always took the time to explain any questions I had.
Reply from Bill Duggan
May 19th, 2026 08:35 PM
Tyler, it's great to hear that you found my explanations helpful and that I could assist with your questions. I'm grateful for your kind words and pleased to have been part of your journey. If you need anything else, I'm here to help. All the...
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Thanks for working with me while I shopped around for rates. Very happy with the process and what you were able to provide.
Reply from Bill Duggan
May 19th, 2026 08:40 PM
I'm glad to hear that you were happy with the process, Daniel. We truly appreciate the review. It was my pleasure to assist you & Ginny. Thank you for choosing me and Atlantic Bay Mortgage Group! Take care, Bill
I had a great experience working with this mortgage company from start to finish. The entire team was professional, responsive, and made the home loan process smooth and stress-free. They took the time to explain everything clearly, answered...
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Reply from Bill Duggan
May 19th, 2026 08:41 PM
Dalton, I'm glad to hear you had such a positive experience with my team at Atlantic Bay Mortgage Group. It’s great to know that our professionalism and responsiveness made the home loan process smooth for you. Your kind words about our customer...
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Ginny and her team made my first home purchase a breeze! They made sure to communicate all the details I needed to know, allowed me to close in an extremely fast timeframe, and made the entire process easy and worry free. Highly recommended!...
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Reply from Ginny Francum
May 24th, 2026 12:58 PM
Thanks so much!
Personable, patient, easy to work with, and made the process feel less daunting.
Reply from Bill Duggan
May 19th, 2026 08:42 PM
Thanks very much for your kind 5 star review Ginny! It was awesome working with you and Daniel. We wish you well and please reach out if we can be of any assistance in the future. Best, Bill
Overall a good experience but a bit confusing at times with multiple people with Atlantic Bay requesting the same information. With al! of the required documents needed from the buyer it can be stressful to keep track of what was sent to who,...
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Reply from Ginny Francum
May 24th, 2026 12:58 PM
It does take a village. I appreciate the feedback!
Ginny and her team were phenomenal! They made the entire process smooth, stress-free, and easy to understand from start to finish. Communication was always clear and timely, and I felt supported every step of the way. Highly recommend!
Reply from Ginny Francum
May 24th, 2026 12:58 PM
Thanks!!
The team did a great job meeting our shorter time tab.
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 91236
Gallery

Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.