
Bill Duggan
Bill Duggan | NMLS# 181345


Old Dominion University
It’s important that (borrowers) feel comfortable asking you questions and not worry about being judged. It’s all about building trust.
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Bill went above and beyond to help us buy our first home. He and his team was so patient, helpful, always available to answer our questions and very knowledgeable. We had GREAT experience.
Bill and Emily helped to make an extremely intimidating experience a little more palatable. They were easily accessible and pleasant to work with. I would definitely recommend Atlantic Bay!
Bill did an excellent job! He was able to provide us with the best rate and loan option for us. We will be recommending him to all of our friends.
Bill is so knowledgeable and helpful. He was always available to talk and answer any and all questions we had.
Reply from Bill Duggan
August 10th, 2026 07:45 PM
Thank you for your kind words, Virginia. I'm glad to hear that you found my knowledge and availability helpful. It was a pleasure working with you & Melvin. We wish you all the best in the future. Don't hesitate to reach out if we can assist...
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You were very helpful and quick to respond to any questions and concerns we had we really appreciate everything you did during this process
Reply from Bill Duggan
August 6th, 2026 06:46 PM
I'm happy to know that I could be helpful Nikki! It was great working with you and Jordan. Your appreciation means a lot to me, and I'm grateful for the opportunity to assist you during this process. Let us know if we can be of any help in...
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way to much paperwork
Reply from Bill Duggan
August 6th, 2026 06:48 PM
I understand that the paperwork can feel overwhelming, Bob. It was a pleasure to work with you and Cindy. We wish you all the best in the future. Take care, Bill
It was very informative how bill helped us everthing was easy to submit and explained well
Reply from Bill Duggan
June 19th, 2026 07:07 PM
I'm glad to hear that you found the process informative and straightforward, Derek. It's important to me that everything is explained clearly and made easy for you. Thank you for your kind words. It was great working with you & Shelby. We wish...
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The team was fast and had great communication. They made everything easy and was there every step of the way.
Reply from Bill Duggan
May 19th, 2026 08:34 PM
I'm glad to hear that you found our team's communication effective and the process smooth, Latoya. It's important to me that everything felt easy and supportive throughout your refinance journey. Thank you for trusting us! Please reach out...
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Bill was very knowledgeable and always took the time to explain any questions I had.
Reply from Bill Duggan
May 19th, 2026 08:35 PM
Tyler, it's great to hear that you found my explanations helpful and that I could assist with your questions. I'm grateful for your kind words and pleased to have been part of your journey. If you need anything else, I'm here to help. All the...
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Thanks for working with me while I shopped around for rates. Very happy with the process and what you were able to provide.
Reply from Bill Duggan
May 19th, 2026 08:40 PM
I'm glad to hear that you were happy with the process, Daniel. We truly appreciate the review. It was my pleasure to assist you & Ginny. Thank you for choosing me and Atlantic Bay Mortgage Group! Take care, Bill
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About
It’s important that (borrowers) feel comfortable asking you questions and not worry about being judged. It’s all about building trust.
Products & Services
Mortgage Loan Officer
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Education
- Old Dominion UniversityBusiness Administration and ManagementBachelor of Science (BS)

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 181345
- Licensed States: VA & NC
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.