

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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This is our 2nd time around workitng with Ginny and her team and everything was quick and seamless It was a pleasure 3 years ago and it was a pleasure again having Ginny on our side! Thank you team Ginny!!
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The team that worked our file was fantastic. Communication and follow up was excellent. Highly recommend Ginny qnd and her team.
Great communication always felt informed every step of the way. Very easy to work with
Ginny and the team took the time to understand my situation which enabled a smooth transactional process in a short amount of time.
Reply from Ginny Francum
June 2nd, 2026 05:07 PM
So happy for you!!! Congrats on your new home.
Great communications!
Reply from Ginny Francum
June 2nd, 2026 05:07 PM
Thanks so much!
You were vwry helpful every step Of the way
Reply from Ginny Francum
June 2nd, 2026 05:08 PM
Thanks Angela!!
Ginny and her team were absolutely amazing. They were very helpful throughout my entire process as a first-time homebuyer. I truly appreciate their support, professionalism, and dedication in making everything go smoothly.
Reply from Ginny Francum
June 2nd, 2026 05:08 PM
We loved working with you!
So grateful for all of your guidance! you all were such a wonderful team to work with!
Reply from Ginny Francum
June 2nd, 2026 05:08 PM
Thanks!!!
Since I did not use an agent, there were a couple delays that were avoidable, such as the appraisal and termite inspection being ordered.
Reply from Ginny Francum
June 2nd, 2026 05:08 PM
Great feedback!
Truly a great experience purchasing my first home. I couldn't have done it without your competent experienced and professional team. Thank you so much.
Reply from Ginny Francum
June 2nd, 2026 05:09 PM
Thanks so much Marcus!! Congrats on your new home purchase!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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364
/850
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Addresses and Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 447959
- Licensed in NC, VA, & PA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.
