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Ginny Francum - Sr. Mortgage Advisor in Yorktown, VA

Ginny Francum

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Sr. Mortgage Advisor

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Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Reviews from Web
  • SFTP
    A
    Alexandra E
    Newport News, VA
    Posted on July 26th, 2026 12:39 PM
    Always happy using Atlantic Bay!
  • SFTP
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    Stephenie L
    Poquoson, VA
    Posted on July 23rd, 2026 05:59 PM
    Ginny is wonderful to work with and extremely knowledgeable about VA Loans. She is a blessing.
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    Taylor B
    Newport News, VA
    Posted on July 23rd, 2026 01:25 PM
    Everyone was super helpful. I had a million and one questions as I'm a first time home buyer and everyone was always pleasant and took their time to explain the home buying process to me.
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    Taylor P
    Lanexa, VA
    Posted on July 22nd, 2026 04:57 PM
    Was great working with the whole team!
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    Robert L
    Poquoson, VA
    Posted on July 22nd, 2026 12:43 PM
    Too many correction for name spellings. Too many superfluous charges (Title Insurance for example). Sometimes automation is NOT a good thing, but overall the experience was not too adverse.
  • SFTP
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    Gordon K
    Williamsburg, VA
    Posted on July 20th, 2026 02:04 PM
    Whole team very responsive and a pleasure to work with
  • SFTP
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    Blake D
    Newport News, VA
    Posted on July 19th, 2026 03:42 PM
    Ginny and her team were always a call away! She helped us feel informed and comfortable the whole process
  • SFTP
    J
    Joshua P
    Lanexa, VA
    Posted on July 18th, 2026 10:17 PM
    great communication, went smooth! Highly reccomend
  • SFTP
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    Susan R
    Yorktown, VA
    Posted on July 18th, 2026 04:22 AM
    I had difficulties with finding all the needed paperwork. Everyone was very patient and led me through the process step by step. I so appreciated their help.
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    Karen K
    Williamsburg, VA
    Posted on July 10th, 2026 12:12 PM
    I always felt that I could reach out with any questions and have them answered promptl.
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    About
    Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
    Products & Services
    Mortgage Loan Officer
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 447959
    • Licensed in NC & VA
    Disclaimer
    © 2024 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.