
Atlantic Bay Mortgage Group - Winston Salem-S..., NC
Winston Salem, NC

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Melanie was a very pleasant person. She and i got along very will. Thank you Melanie for all your hard word and dedication to this hole process, again, thank you. Take care.
The whole process was smooth until the very end. The closing being scheduled then canceled because the final appraisal wasnt done was an inconvenience. I used PTO from work that I shouldn't have had to use. We had already packed up our things...
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Tammy goes above and beyond for her people. This isn’t just a job for her, she genuinely cares about people. We’ve had 7+ other people give up on us through our home buying process. She never gave up hope. If Tammy says she can do something,...
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Mark was very responsive and answered all of my questions promptly.
Tammy is an excellent communicator and numbers lady. She is extremely friendly and professional, always wanting to help. Considering how stressful home buying can be, she tries her best to never be the source of that stress. I've recommended...
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Reply from Tammy Sexton Smith
June 15th, 2026 01:42 AM
Thank you so much Valerie for this testimony. You are so thoughtful and sweet to provide this feedback and i really appreciate it so much!! I'm so happy for you in purchasing a brand new home! I hope you love it!! And stay in NC where you belong!!...
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It was very educational and easy working with Atantic Bay. I didn't think I could buy a house in this climate and AB made it possible. I'll always be thankful.
Reply from Suzanne Buchanan
June 14th, 2026 10:21 AM
You could do it and you did do it! Grateful I was able to be a part of your first home purchase!! Suzanne
Driving a complex and stressful problem-solving process toward a positive and agreeable solution while providing care and confidence throughout.
Reply from Tom Rybak
June 12th, 2026 03:36 PM
Thank you so much for your kind words! Helping clients work through complex situations is what I enjoy most. My goal is always to make the process as smooth as possible while keeping you informed, confident, and supported every step of the...
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Everything went very smoothly
Natalie rocks
I received continuous communication with Tom throughout the buying process which was comforting. I really appreciate Tom's personable service with prompt responses. It's important to have trust in the person who walks with you through the process...
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Reply from Tom Rybak
June 12th, 2026 03:37 PM
Thank you so much for your thoughtful review! It means a lot to know that my communication and responsiveness helped make the home-buying process more comfortable for you. Buying a home is a big step, and I believe trust and clear communication...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 463975
Gallery

Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.