
Atlantic Bay Mortgage Group - Winston Salem-S..., NC
Winston Salem, NC

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Really appreiated the fast replies to our questions and friendliness of the whole team!
Great service
None! Awesome overall!
Mortgage company was not my issue
Tom was recommended to us, & we used him on 2 loans. He is professional, knowledgeable, proactive, helpful, on top of timelines & requirements, & so very nice. We highly recommend Tom!
Tom was recommended to us, & we used him on 2 loans. He is extremely professional, knowledgeable, proactive, helpful, on top of timelines & requirements, & so very nice. We highly recommend Tom.
Reply from Tom Rybak - Mortgage Banker
October 28th, 2026 01:46 PM
Thank you so much for your kind words, Lisa. I'm glad to have been able to assist you with your two loans. You and David were a pleasure to work with. Enjoy your new home in GA.
Tom Rybak - Mortgage Banker has received a review with 5 star rating from GrierCheese
Easy to work with.
Reply from Tom Rybak - Mortgage Banker
October 28th, 2026 01:47 PM
I'm glad to hear that you found it easy to work with me, Grier. I strive to make the process as smooth as possible for my clients.
Nothing to add everyone was knowledgeable and answered all my questions and concerns.
Tammy Sexton Smith has received a review with 5 star rating from Josh
1–10 of 1944
About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 463975
Gallery

Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.