Tammy Sexton Smith
Senior Mortgage Banker
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Thank you Tammy for all you done for me now I'm going to go and enjoy my house
and thank you Atlantic Bay
Reply from Tammy Sexton Smith
May 28th, 2026 10:12 PM
Thank you for taking the time to complete the survey! I'm absolutely happy for you, and I know you are going to love your new home! Enjoy!
Tammy made the entire process so easy and painless. She always kept us up to date, and answered any questions we had. She was great to work with.
Reply from Tammy Sexton Smith
May 28th, 2026 10:14 PM
Thank you for taking the time to complete the survey and I am so happy for you both! Enjoy your new home!!
Tammy was great to work with!!
Reply from Tammy Sexton Smith
May 28th, 2026 10:15 PM
Thank you for taking the time to complete the survey! I am so happy for you both! Enjoy your new home!
Tammy made my first time home buying process so much easier than anticipated. Highly recommend working with her even if you feel uneducated in the process. She will definitely help.
Reply from Owner
May 28th, 2026 10:16 PM
Tomas, thank you so much for taking the time to complete the survey! Wishing you all the best in your new home! Thank you!
Tammy was wonderful. She proactive at watching the rates increase/decrease so she could help us find the best options. She was patient with all of our many questions and very informative. We could not have survived this move without her!
Reply from Tammy Sexton Smith
April 29th, 2026 09:47 PM
Thank you so much for this wonderful survey! I really appreciate you! I hope you got moved in and are able to relax some in your new home!! Enjoy & Best Wishes Always!
Above and beyond are the only words that can describe the entire proces. I couldn't ask for a better person to help me through the loan process from start to finish.
Tammy was absolutely amazing to work with on our home loan. From start to finish she reached out to us and kept us updated on the entire process, and helped us along the way. Highly recommend to anyone need a home mortgage!
Reply from Owner
April 29th, 2026 09:49 PM
Arthur, thank you so much for taking the time to complete this survey! I really appreciate your kind words! Hope you got moved in and are enjoying your new home! Best wishes always!
Tammy was always a text or phone call away. She made sure everything went smoothly and was amazing to work with.
Reply from Tammy Sexton Smith
April 13th, 2026 08:17 PM
Thank you Travis for this wonderful survey! I really appreciate you & I hope you love your new home. Best Wishes Always!
It was great. Everything was taken care of quickly and easily and all of our questions were answered in a well explained way.
Reply from Tammy Sexton Smith
April 9th, 2026 10:35 PM
Thank you Olivia for taking the time to submit this survey. I really appreciate you. I hope you & Nicolas love your new home! Stay in touch and I'm always here for you!
We had a fantastic experience working with Tammy as our mortgage banker! She was incredibly knowledgeable and took the time to walk us through every step of the process, making sure we fully understood all of our options.Tammy was also extremely...
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Reply from Owner
March 30th, 2026 03:11 PM
Thank you for this wonderful survey and I hope you love your new home! It was a pleasure helping you purchase your 1st home!
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
Specialities
FHA Loans
Conventional Loans
USDA Loans
VA Loans
NCHFA
Construction Loans
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Memberships
- NMLS
- HPRAR
- American Business Women's Association
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Addresses and Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 90223
- Licensed in NC & SC
Awards
2019 HPRAR Affilia...
2019 ABWA Woman of...
Achievements
- 2019 HPRAR Affiliate of the Year
- 2019 ABWA Woman of the Year
Hobbies
- Kayak
- Walking
- Cooking
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.