

Tammy Sexton Smith
Senior Mortgage Banker

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Reviews from Web
Tammy is truly amazing. She was so thoughtful when my case kept giving her problems. She talked me through the steps of getting my house and out of giving up. I really appreciate her.
Tammy was amazing, so kind and helpful. Answered all of my questions and really listened to my needs. I would highly recommend!
Tammy was very helpful and very kind overall i would love to Have tammy help me in the future
Reply from Tammy Sexton Smith
August 10th, 2026 01:38 AM
Thank you Carlos! I really appreciate the opportunity to help you purchase your new home and I am so happy for you & your sweet family! Enjoy your new home!
Going through the process can be frustrating because of all the information that is expected and demanded. However, Tammy and her team made it great, with the experience going smoothly.
Reply from Tammy Sexton Smith
August 6th, 2026 06:30 PM
Orel, I'm grateful for your feedback. I'm pleased to know that my team and I were able to make the process smooth for you. And I am so happy for you & Rhonda in purchasing your new home! Wishing you both a lot of great memories & happiness...
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Tammy was amazing to work with. This was my first time purchasing a house and she took so much time even after hours to help me with anything and everything I needed . She is super professional and easy to work with. I will definitely be using...
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Reply from Tammy Sexton Smith
August 6th, 2026 06:26 PM
Thank you Nevan! I am so happy for you and I'm thankful you chose me to help you with purchasing your home! Wishing you the best always!
I went through a rough patch while trying to get a house… I almost gave up on being a homeowner! Tammy was recommended to me by a friend and I’m soo glad she did!! Our whole process with Tammy has been nothing but amazing!! She is super understanding...
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Reply from Owner
June 30th, 2026 01:02 PM
That is so sweet of you! I am so happy that I got to help you & i hope you love your new home! Best Wishes Always!
Tammy goes above and beyond for her people. This isn’t just a job for her, she genuinely cares about people. We’ve had 7+ other people give up on us through our home buying process. She never gave up hope. If Tammy says she can do something,...
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Tammy is an excellent communicator and numbers lady. She is extremely friendly and professional, always wanting to help. Considering how stressful home buying can be, she tries her best to never be the source of that stress. I've recommended...
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Reply from Tammy Sexton Smith
June 15th, 2026 01:42 AM
Thank you so much Valerie for this testimony. You are so thoughtful and sweet to provide this feedback and i really appreciate it so much!! I'm so happy for you in purchasing a brand new home! I hope you love it!! And stay in NC where you belong!!...
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Thank you Tammy for all you done for me now I'm going to go and enjoy my house
and thank you Atlantic Bay
Reply from Tammy Sexton Smith
May 28th, 2026 10:12 PM
Thank you for taking the time to complete the survey! I'm absolutely happy for you, and I know you are going to love your new home! Enjoy!
Tammy made the entire process so easy and painless. She always kept us up to date, and answered any questions we had. She was great to work with.
Reply from Tammy Sexton Smith
May 28th, 2026 10:14 PM
Thank you for taking the time to complete the survey and I am so happy for you both! Enjoy your new home!!
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
Specialities
FHA Loans
Conventional Loans
USDA Loans
VA Loans
NCHFA
Construction Loans
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Memberships
- NMLS
- HPRAR
- American Business Women's Association
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 90223
- Licensed in NC & SC
Awards
2019 HPRAR Affilia...
2019 ABWA Woman of...
Achievements
- 2019 HPRAR Affiliate of the Year
- 2019 ABWA Woman of the Year
Hobbies
- Kayak
- Walking
- Cooking
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.