Tammy Sexton Smith
Senior Mortgage Banker
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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I went through a rough patch while trying to get a house… I almost gave up on being a homeowner! Tammy was recommended to me by a friend and I’m soo glad she did!! Our whole process with Tammy has been nothing but amazing!! She is super understanding...
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Tammy goes above and beyond for her people. This isn’t just a job for her, she genuinely cares about people. We’ve had 7+ other people give up on us through our home buying process. She never gave up hope. If Tammy says she can do something,...
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Tammy is an excellent communicator and numbers lady. She is extremely friendly and professional, always wanting to help. Considering how stressful home buying can be, she tries her best to never be the source of that stress. I've recommended...
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Reply from Tammy Sexton Smith
June 15th, 2026 01:42 AM
Thank you so much Valerie for this testimony. You are so thoughtful and sweet to provide this feedback and i really appreciate it so much!! I'm so happy for you in purchasing a brand new home! I hope you love it!! And stay in NC where you belong!!...
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Thank you Tammy for all you done for me now I'm going to go and enjoy my house
and thank you Atlantic Bay
Reply from Tammy Sexton Smith
May 28th, 2026 10:12 PM
Thank you for taking the time to complete the survey! I'm absolutely happy for you, and I know you are going to love your new home! Enjoy!
Tammy made the entire process so easy and painless. She always kept us up to date, and answered any questions we had. She was great to work with.
Reply from Tammy Sexton Smith
May 28th, 2026 10:14 PM
Thank you for taking the time to complete the survey and I am so happy for you both! Enjoy your new home!!
Tammy was great to work with!!
Reply from Tammy Sexton Smith
May 28th, 2026 10:15 PM
Thank you for taking the time to complete the survey! I am so happy for you both! Enjoy your new home!
Tammy made my first time home buying process so much easier than anticipated. Highly recommend working with her even if you feel uneducated in the process. She will definitely help.
Reply from Owner
May 28th, 2026 10:16 PM
Tomas, thank you so much for taking the time to complete the survey! Wishing you all the best in your new home! Thank you!
Tammy was wonderful. She proactive at watching the rates increase/decrease so she could help us find the best options. She was patient with all of our many questions and very informative. We could not have survived this move without her!
Reply from Tammy Sexton Smith
April 29th, 2026 09:47 PM
Thank you so much for this wonderful survey! I really appreciate you! I hope you got moved in and are able to relax some in your new home!! Enjoy & Best Wishes Always!
Above and beyond are the only words that can describe the entire proces. I couldn't ask for a better person to help me through the loan process from start to finish.
Tammy was absolutely amazing to work with on our home loan. From start to finish she reached out to us and kept us updated on the entire process, and helped us along the way. Highly recommend to anyone need a home mortgage!
Reply from Owner
April 29th, 2026 09:49 PM
Arthur, thank you so much for taking the time to complete this survey! I really appreciate your kind words! Hope you got moved in and are enjoying your new home! Best wishes always!
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
Specialities
FHA Loans
Conventional Loans
USDA Loans
VA Loans
NCHFA
Construction Loans
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Memberships
- NMLS
- HPRAR
- American Business Women's Association
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Addresses and Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 90223
- Licensed in NC & SC
Awards
2019 HPRAR Affilia...
2019 ABWA Woman of...
Achievements
- 2019 HPRAR Affiliate of the Year
- 2019 ABWA Woman of the Year
Hobbies
- Kayak
- Walking
- Cooking
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.