Atlantic Bay Mortgage Group - Winston Salem-S..., NC
Winston Salem, NC
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Mrs Tammy helped me do a refinance on my home, i must say it was a bumpy road due to things beyond our control, but Atlantic Bay and Mrs Tammy assisted me with the whole process, kept me encouraged, went the extra mile to do thorough checks...
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Easy to work with. Kept me well informed.
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Well, Karla and Gabi make a good team. They helped us every step of the way to achieve our goal.
Tom Rybak - Mortgage Banker has received a review with 5 star rating from Steven S
Excellent communication!
Reply from Tom Rybak
October 22nd, 2025 04:04 PM
Thanks so much! Great communication makes all the difference in a home loan, and I’m happy you felt supported every step of the way.
Tom is great to work with got me to closing smoothly and quickly none of my friends believed me when I said I was closing within 20ish days of my offer getting accepted. Highly recommend Tom and Atlantic Bay!
Reply from Owner
April 13th, 2026 03:20 PM
Love this—thank you! Getting you to the closing table fast and smooth is always the goal. Glad we could prove your friends wrong on that timeline
Really appreciate the recommendation—enjoy your new home!
Tom was excellent throughout the entire process I hope I never have to buy a house without him again
Reply from Tom Rybak
October 22nd, 2025 04:02 PM
Thank you so much for the awesome review! It truly means a lot to hear that your homebuying experience was a great one. I always aim to make the mortgage process smooth, stress-free, and personal from start to finish. I’d be honored to help...
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Working with Tom Rybak was a wonderful experience from start to finish! Tom was knowledgeable, patient, and incredibly responsive throughout the entire mortgage process. He took the time to explain every detail, answered all of our questions...
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Reply from Owner
April 13th, 2026 03:21 PM
Thank you so much—this truly means a lot! I’m glad we could make the process feel smooth (and even a little exciting). Helping you find the right loan and making sure you felt confident every step of the way is exactly what I aim for.Really...
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Mark came in on the end of my process and was great to work with
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Communication
191–200 of 1914
About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 463975
Gallery
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.