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Atlantic Bay Mortgage Group - Kernersville, N...
Kernersville, NC
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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We had an excellent experience with Tom and everyone whom did an amazing job with getting our loan done. It was done in no time and are so pleased with everything and we greatly appreciate everything that Tom has done to help us . Thanks again...
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Reply from Tom Rybak
April 13th, 2026 03:14 PM
Thank you so much for the kind words it truly means a lot! I’m really glad we could make the process smooth and get everything wrapped up quickly for you. My team and I work hard to keep things simple and stress-free, so hearing this makes...
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Tom Rybak has received a review with 5 star rating from Cedric W
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We were in a particular situation, Mr Rybak was opened eared and open hearted with his guidance and great communication. Thanks Again ..
Reply from Tom Rybak
April 13th, 2026 03:15 PM
Really appreciate you sharing this. Thank you! Situations like yours aren’t always simple, so I’m glad I could be there to listen, understand, and help you navigate it step by step.It means a lot that you trusted me through the process. If...
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Tom is an amazing loan officer and very easy to work with. He and his team have a streamlined process, great rates and no surprises. Every time working with Tom has been an excellent experience. I highly recommend Tom if you are purchasing...
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Reply from Owner
April 13th, 2026 03:22 PM
Thank you so much—I really appreciate that! Making things smooth, simple, and surprise-free is always the goal. It’s been a pleasure working with you every time, and I’m grateful for the recommendation!
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Tom is an amazing loan officer and very easy to work with. He and his team have a streamlined process, great rates and no surprises. Every time working with Tom has been an excellent experience. I highly recommend Tom if you are purchasing...
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Reply from Tom Rybak
April 9th, 2026 04:39 PM
Thank you so much—I really appreciate this!It means a lot that you noticed how smooth and stress-free the process was. That’s exactly what we aim for every time—clear communication, no surprises, and getting you to the finish line the right...
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We have worked with Ron on multiple occasions and he has been fantastic each time. He is extremely knowledgeable, always available to talk with you and has your best interest in mind. We would recommend him to everyone!
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Brenda Stanfield
Very grateful for your services and Apollo in the process
Reply from Brenda Stanfield
January 26th, 2026 08:33 PM
Gracias Gabriel! Fue un placer trabajar con usted!
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Ron was very personable and explained all questions and concerns on a level I could understand as a first-time homebuyer.
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Ron was very professional and always available to answer any questions that I had. This was a great experience
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Ron made our home buying process painless, once again! He is always ready to work and advocated for us.
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.