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Atlantic Bay Mortgage Group - Kernersville, N...
Kernersville, NC
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Ron was an absolute pleasure to work with, he explained everything very clearly to me in a way I can understand. I could call him at any time and he would always pick up the phone. Very dependable and very good to work with. I will deffinitely...
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Ron was very attentive and the follow up was wonderful! We will definitely be giving him a call for our refinance!
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Tom is a seasoned and genuine professional, he truly put my mortgage needs ahead of his personal life calling all hours of the day. If you want someone in your corner who you trust during one of your biggest life purchases, choose Tom. His...
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Reply from Tom Rybak
August 18th, 2025 07:51 PM
Thank you for your generous words, Alex. I'm truly grateful for the trust and confidence you've placed in me during such an important process. Being available to support you whenever you needed was a pleasure, and I'm glad it made a difference...
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Tom was great to work with. He went above and beyond to ensure that I had the correct loan for my needs. And we discussed my down payment needs and made great recommendations. He would even answer the phone on the weekends whenever I called....
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Reply from Owner
September 18th, 2025 05:08 PM
Thank you so much for the kind words and recommendation! I’m glad we could work together to find the right loan option and go over your down payment needs. Clear communication, quick answers (even on weekends!), and making the mortgage process...
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Tom was great to work with. He went above and beyond even entering calls late at night or on the weekend. I would highly recommend Tom to anyone!
Reply from Tom Rybak
August 5th, 2025 06:37 PM
I truly appreciate your thoughtful review, Lenny. It's important to me to be there for my clients whenever they need assistance, and I'm pleased to hear that my availability was helpful for you. Your high recommendation means a lot, and I'm...
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Tom is the best!! Works bery hard in your best interest Top notch
Reply from Tom Rybak
August 5th, 2025 02:34 PM
Thank you so much, Michaela! I'm really glad to hear that you felt I had your best interests at heart. It was a pleasure working with you, and I'm grateful for your trust throughout the process. If you have any future needs or questions, feel...
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Great communicatio!
Reply from Tom Rybak
August 5th, 2025 02:36 PM
Thanks, Bob! I'm pleased to hear that you appreciated the communication. Keeping clients informed and comfortable is important to me. If there's ever anything more I can do for you, just let me know.
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Tom really went to bat for us to get us the lowest rate and money down!
Reply from Tom Rybak
August 5th, 2025 02:36 PM
I appreciate your kind words, Dean. It was my goal to secure the best possible deal for you, and I'm glad I could help with the rate and down payment. If you have any questions or need further assistance in the future, I'm just a call away....
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From the beginning, Ron had our best interests at heart. He worked diligently to ensure our expectations were met. My family will continue to seek out Ron's advice in all of our financial decisions.
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My previous lender set the bar high. She also worked with Ron who was a valued member of her team for years. Ron & his team not only met all expectations I had but they exceeded them. Very pleased to have had such a wonderful experience, and...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.