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Atlantic Bay Mortgage Group - Kernersville, N...

Kernersville, NC
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We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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  • U
    Udenia I
    Liberty, NC
    Posted on June 5th, 2026 03:42 PM
    Ron walked me through the entire process and was always honest and prepared at all times. It was a pleasure to work with him.
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    Karen F
    Greensboro, NC
    Posted on June 1st, 2026 01:14 PM
    I received continuous communication with Tom throughout the buying process which was comforting. I really appreciate Tom's personable service with prompt responses. It's important to have trust in the person who walks with you through the process...
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    Reply from Tom Rybak
    June 12th, 2026 03:37 PM
    Thank you so much for your thoughtful review! It means a lot to know that my communication and responsiveness helped make the home-buying process more comfortable for you. Buying a home is a big step, and I believe trust and clear communication...
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    Eric G
    Lexington, NC
    Posted on May 13th, 2026 12:57 PM
    very knowledgeable .
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    Logan D
    Clemmons, NC
    Posted on May 9th, 2026 02:26 PM
    Tom was very friendly and helpful throughout the home buying process. Any questions I had he was there to help. He made buying my first home a quick and painless process!
    Reply from Tom Rybak
    June 12th, 2026 03:38 PM
    Thank you so much for your kind words! It was truly a pleasure helping you purchase your first home. I'm glad I could answer your questions and make the process feel quick and stress-free. Buying your first home is a huge milestone, and I’m...
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  • J
    Jeffery M
    Asheboro, NC
    Posted on May 7th, 2026 04:22 PM
    Ron made buying a home super easy and pleasant from start to finish. World class service is very hard to find these days but you get that each and every time with Ron, he is truly one in a million. Thanks, Ron!
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    Meagan M
    Asheboro, NC
    Posted on May 4th, 2026 06:12 PM
    We've worked with Ron twice now and had a great experience both times. He's super flexible and always available, even at odd hours, which made the process so much easier. He's also very knowledgeable and explains everything clearly. Definitely...
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  • F
    Francisco S
    Ramseur, NC
    Posted on April 23rd, 2026 03:23 AM
    Ron had been recommended to us by a family member, and I’m so happy we went with him.Ron was who made it possible for my wife and I. From the moment we were pre-approved to the moment we closed on our first home Ron was present. Any questions...
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    Amber D
    Posted on April 17th, 2026 07:50 PM
    After dealing with a different company for months, we were told we no longer qualified for our loan. We were put in contact with Tom, and he was very upfront with us. He assured us we would be in good hands(his), and he was right. We truly...
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    Reply from Owner
    June 12th, 2026 03:39 PM
    Thank you so much for sharing your experience. I know how frustrating and discouraging it can be to think your dream of homeownership has slipped away after months of effort. I'm grateful you gave me the opportunity to help. I believe in being...
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    Amber D
    Greensboro, NC
    Posted on April 17th, 2026 07:47 PM
    We were at a point that we thought we would no longer be able to get our house. After coming in contact with Tom, we have our house. Everything was straight up and told to us honestly.
    Reply from Tom Rybak
    June 12th, 2026 03:40 PM
    Thank you so much for your kind words! Hearing that you went from thinking you might lose your chance at homeownership to finally getting your house means a lot to me. My goal is always to be honest, straightforward, and keep my clients informed...
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    Chris S
    Posted on April 11th, 2026 12:19 PM
    Tom Rybak has received a review with 5 star rating from Chris S
    Reply from Owner
    June 12th, 2026 03:41 PM
    Thank you so much, Chris, for the 5-star review! I truly appreciate you taking the time to share your experience. It was a pleasure helping you, and I'm grateful for the trust you placed in me throughout the process. Wishing you all the best,...
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    About
    We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

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    Disclaimer
    © 2022 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.