
Atlantic Bay Mortgage Group - Greenwood, SC
Greenwood, SC

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Joel and company were fantastic! They made the refinancing process so smooth and were always willing and knowledgeable in answering all my questions. I'll definitely be recommending them to anyone I know of that is either purchasing or refinancing...
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Reply from Joel Ridings
July 1st, 2025 10:17 AM
Thank you so much for the kind words! We really appreciate it and enjoyed working with you.
Joel Ridings got the loan approved in a short amount of time when we had to switch lenders at the last minute. Communication was excellent and he always took the time, no matter what time of day or night to respond or talk to us. I would recommend...
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Reply from Joel Ridings
June 9th, 2025 10:00 AM
Thank you so much for the kind words, Sandy! Always great working with you :)
No major hicups very happy!
Joel C. Ridings has received a review with 5 star rating from Shaunta
Reply from Owner
January 14th, 2026 12:53 PM
Thank you!
I am very happy with the entire team. Everyone was knowledgeable, communication was above average, and Joel was always readily available and worked quickly. Thank you for making my first time as a homebuyer go over without a hitch. I have already...
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Reply from Joel Ridings
June 1st, 2025 06:36 PM
Thank you so much for the great review, Shaunta! I am so glad to hear that you were happy with everything. And, I definitely appreciate the referrals.
Crystal is absolutely amazing, stays on top of everything and communicates throughout the process. Thank you for everything!
Reply from Crystal Ridgell
May 29th, 2025 05:16 PM
I'm thrilled to hear that you had such a positive experience with your refinance process. It was a pleasure working with you, and I appreciate your kind words about my communication and attention to detail. Thank you for choosing me!
Joel C. Ridings has received a review with 5 star rating from Shane L
Reply from Owner
February 19th, 2026 05:49 PM
Thank you so much for the great review!
It was a pleasure working with Joel. He made the home buying process seamless and stress free
Reply from Joel Ridings
June 1st, 2025 06:37 PM
Thank you so much! You all were so great to work with and I genuinely appreciate everything. Hope you get to enjoy your new home!
Crystal is very detail oriented and provides great customer service to her clients. She even had her loan cleared to close 2 weeks before closing. I was impressed with her work ethic and updates on the loan process. It was a pleasure working...
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Reply from Owner
May 9th, 2025 10:46 AM
Thank you Tami and I appreciate your glowing review!! I hope if there is anything I can ever help you or one of your clients, friends, family or anyone you know in the same way please let me know ☺️ keep being awesome and have a wonderful day!...
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Crystal Ridgell has received a review with 5 star rating from Evan J
Reply from Owner
May 7th, 2025 08:59 PM
Thank you for the 5 star rating!! I appreciate it and if there’s anything I can ever help with in the future please let me know ❤️
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.