Crystal Ridgell
Mortgage Banker
I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.
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Crystal is extremely helpful and kind. She is prompt to respond and able to answer any questions regarding the lending process adeptly
Crystal Ridgell has received a review with 5 star rating from Ray T
I think you were awesome Crystal. I have purchased 8 homes (and had 8 mortgages) and you were the best lender experience of all of them, and that is the absolute truth. You made the process easy and stress free, and I appreciate your attention...
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Reply from Crystal Ridgell
April 2nd, 2026 08:05 PM
I'm truly grateful for your wonderful feedback, Tom. Having helped you through your home purchase, especially with your extensive experience, is very rewarding. I'm glad the process felt easy and stress-free for you, and I appreciate your kind...
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Crystal was amazing to work with. Her thorough approach and attention to detail is second to none. Super responsive, friendly and professional, I can't recommend her enough. Just a great experience from start to closing.
Reply from Owner
March 31st, 2026 08:43 PM
Thank you so much for the kind words! It was truly a pleasure working with you. I’m so glad I could help make the process smooth from start to closing. I really appreciate your trust in me and your recommendation—it means a lot. Wishing you...
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I am very thankful of how Crystal went above and beyond in assisting with my title situation.
Reply from Crystal Ridgell
March 27th, 2026 12:14 PM
It means a lot to me that you appreciated my efforts in resolving your title situation, Natasha. I'm glad I could support you through the process. If you need any more assistance in the future, feel free to reach out.
She was wonderful and a tremendous help with buying our home, couldn’t say enough nice things about the way everything was handled :)
Reply from Owner
March 27th, 2026 12:14 PM
Mehgan, it's great to know that you felt supported and pleased with how everything was handled during your home-buying process. Your kind words mean a lot to me, and I’m grateful for the opportunity to have assisted you. If you have any future...
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I’ve had the chance to work with Crystal on two separate deals now, and both experiences were smooth from start to finish. Communication was clear, timelines were met, and they made the financing side feel easy which is saying a lot in this...
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Reply from Owner
March 27th, 2026 12:13 PM
Thank you for taking the time to share your experience, Alex. It's great to hear that both of your deals went smoothly and that the process was straightforward and clear. Maintaining clear communication and meeting timelines are priorities...
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From day 1 Crystal made us feel very comfortable about making this big purchase. Her attention to detail was impeccable. All documentation that was needed was explained and if I missed anything a follow-up call or email was made the same day...
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Reply from Owner
March 27th, 2026 12:13 PM
It's great to know you felt comfortable from the beginning of the process, Glenn. I believe that attention to detail and clear communication are key when making such an important purchase. I'm glad that my approach helped you feel well-supported....
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Crystal was recommended to me by a friend and she did not disappoint! She was very responsive and made sure our loan closed without any hiccups . She has now closed 3 loans for my family and I recommend her to all of my friends too. Don’t waste...
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Reply from Owner
March 27th, 2026 12:12 PM
I'm genuinely pleased to hear that you were satisfied with your experience, Jordan. It's rewarding to know that I could meet your expectations and ensure a smooth closing process for your loan. Your continued trust and recommendations mean...
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Follow through and attention to detail was excellent . Your guidance was appreciated .
Reply from Crystal Ridgell
March 17th, 2026 06:16 PM
I'm glad to know my follow-through and attention to detail were helpful during your mortgage process, Glenn. Your appreciation means a lot to me, and I’m pleased that my guidance provided the support you needed. If there’s anything more I can...
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About
I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
VA Mortgage Loans
SC Housing Loans
USDA Loans
FHA Loans
Conventional Loans
Bank Statement Loans
Mortgage Refinances for Cashout, Debt Consolidation or Rate Reduction
First Time Homebuyer Program
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321
/850
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Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #834772
- Licensed in FL, GA#834772, NC, & SC
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.