

NFM Lending - Great Lakes Division, Hebron, KY
Hebron, KY

At NFM Lending, we pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by con... Show More
Contact Info
Point of Contact:
Joey Sester
Branch Manager
jsester@nfmlending.com
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours(Open now)
Thu
24 hours
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Reviews from Web
Alex Lubrecht at NFM Lending has received a review with 5 star rating from James C D
My husband and I had a wonderful experience working with NFM Lending. The communication was top tier & the amount of confidence that Gavin had during our process brought such an ease to us. We truly couldn't have done it without Gavin!
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Reply from Gavin Smith
March 31st, 2026 07:27 PM
I'm truly grateful for your kind words and delighted to hear that you and your husband had a great experience with NFM Lending. I'm glad my communication and confidence provided ease throughout the process. It's been a pleasure working with...
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Joey and the team always made sure that there was open communication. Even after hours because my schedule wasn't always so accommodatin. I greatly appreciate everyone working so hard for me.
I just want to thank Gavin, he made this whole process so comfortable, and easy. I highky recommend him to everybody. Thank you so much for everything!
Reply from Owner
July 30th, 2026 12:18 AM
Thank you, Kasey, for your kind words. I'm glad to hear that the process was comfortable and easy for you. Your recommendation means a lot to me, and I'm grateful for the opportunity to assist you at NFM Lending.
I just want to thank Gavin Smith for everything he has done, the communication, and this whole process was amazing . I highly recommend him to anyone. I will be using them on our next home. Thank you so much Gaving and NFM Lending
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Reply from Gavin Smith
March 31st, 2026 07:26 PM
I appreciate your kind words, Kasey. It was a pleasure assisting you through the process, and I'm glad to hear that you found the communication effective. Thank you for recommending me, and I look forward to helping you with your next home....
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Joey and his team did, you could tell came from a place of excellence. They were polite, knowledgeable, committed, and easy to communicate with. They answered all of our questions with honesty and clarity. We will certainly use them again and...
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Ashley is fantastic - she is knowledgeable, accessible, and prompt to respond when there is a question or concern. One of the best!
Ashley is fantastic - she is accessible and prompt to respond when there is a question or concern. I will be referring her to clients in the future!
the beginning, when I was comparing lenders to refinance a mortgage, NFM was very competitive, and Joey was easy to communicate with and very thorough. He committed to everything he promised when it came to the rate and the closing costs and...
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Austin did exceptional work! He had great communication and as first time homebuyers he made the process easy and transparent for us.
Reply from Austin Cain
April 15th, 2026 01:13 PM
Thank you, Emma! You both were amazing to work with!
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About
At NFM Lending, we pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by conquering challenges and serving others.
Our goal is simple. We will provide you with exceptional service while offering a transparent and seamless loan process. We promise to stay true to our roots and never forget the importance of building strong teams and lasting relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Eastern Standard Time (EST)
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.