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Joey Sester - Branch Manager in Hebron, KY

Joey Sester

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Branch Manager

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At NFM Lending, we pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by con...... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Overall Ratings
4.94
(160)
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Reviews from Web
  • 5.0
    Encompass
    M
    Mark A G
    Union, KY
    Posted on June 22nd, 2026 02:54 PM
    Joey gave me accurate information on my loan so there were no surprises on closing day . We closed on time even with delays on the sellers' side. Great experience!
  • 5.0
    Encompass
    E
    Edwin S S
    Burlington, KY
    Posted on June 21st, 2026 05:49 AM
    Easy, understandable and transparent
  • 5.0
    Encompass
    R
    Roy A P
    Florence, KY
    Posted on June 19th, 2026 10:22 AM
    his team were very communicative informative and upfront about the whole process. Would definitely recommend Joey and his team.
  • 5.0
    Encompass
    M
    Melissa S P
    Florence, KY
    Posted on June 16th, 2026 10:47 AM
    Joey was amazing answered all of our questions day or night very quickly and was very informative. He was very patient with us throughout the entire proces. This was our first time purchasing a home and he knew this so he did what he could...
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  • 5.0
    Encompass
    M
    Michelle E O
    Highland Heights, KY
    Posted on June 13th, 2026 10:42 PM
    I had a very good experience. This was my first property that I have bought. We sold my parents home very quickly. You guys got me to close on my deadline, which was June 5 and everything went wonderful. Everyone was very very helpful in this...
    read more
  • 5.0
    Encompass
    S
    Stephanie B
    Florence, KY
    Posted on June 13th, 2026 12:24 PM
    Communication and over the top service!! Deadlines were met as expected!!!! Joeys team has been awesome to work with!
  • 4.16
    Encompass
    A
    Austin A
    Alexandria, KY
    Posted on June 12th, 2026 01:54 PM
    Overall, we had a very good experience using NFM Lending. Joey and his team were very accommodating and professional. I would definitely recommend NFM Lending to others.
  • 5.0
    Encompass
    B
    Brenden J K
    Florence, KY
    Posted on June 12th, 2026 12:09 PM
    Joey and his whole team were very kind, attentive, and helpful throughout the entire process
  • 5.0
    Encompass
    K
    Kimberly S
    Florence, KY
    Posted on June 9th, 2026 05:43 PM
    Once again, Joey and his Team exceeded my expectations and did a fantastic job getting this one closed on time. We were even under contract on another home that fell apart due to inspections and we had to find another home quickly. Joey was...
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  • 5.0
    Encompass
    J
    Jake J F
    Hebron, KY
    Posted on June 7th, 2026 04:23 PM
    Joey and his team treated us as well as we could have asked and even better! They were very timely and kind with everything they did and truly treated us more like family than just customers. From offering to help us on savings at the expense...
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  • 10 of 160
    About
    At NFM Lending, we pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by conquering challenges and serving others. Our goal is simple. We will provide you with exceptional service while offering a transparent and seamless loan process. We promise to stay true to our roots and never forget the importance of building strong teams and lasting relationships.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    282
    /850
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • Kentucky
    • Florida
    • Ohio
    Hobbies
    • Camping
    • Sports with my kids
    • Traveling
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.