

NFM Lending - Great Lakes Division, Hebron, KY
Hebron, KY

At NFM Lending, we pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by con... Show More
Contact Info
Point of Contact:
Joey Sester
Branch Manager
jsester@nfmlending.com
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours(Open now)
Thu
24 hours
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Reviews from Web
Gavin is the absolute professional. Everything is done in a timely fashion, answers are straight forward without blowing smoke, and he truly heads down every avenue to make sure he helps his clients achieve their goal. He not only lets them...
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Reply from Owner
July 30th, 2026 12:18 AM
I'm grateful for your appreciated feedback, Lars. It means a lot to know that you appreciate my efforts and straightforward approach. Thank you for recommending me at NFM Lending—I’m here to assist you anytime.
Gavin is the absolute professional. Everything is done in a timely fashion, answers are straight forward without blowing smoke, and he truly heads down every avenue to make sure he helps his clients achieve their goal. He not only lets them...
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Reply from Gavin Smith
April 17th, 2026 12:52 PM
Thank you so much for your kind words, Lars. I'm glad to hear that you appreciated my straightforward approach and dedication throughout the process. It's important to me to support my clients every step of the way, even after closing. Your...
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Everything worked out perfectly thanks to Alex
NFM lending made every step easy and deeply explained everything each step of the way. They also made sure to answer any questions I had as thorough as possible
Reply from Gavin Smith
April 17th, 2026 12:51 PM
I'm glad to hear that you found the process easy and well-explained, Brianna. It's important to me that all your questions were answered thoroughly. Thank you for sharing your experience with NFM Lending.
Austin made sure we closed on time . We were on the verge of needing to string together a lease before our purchase . Austin made sure that didn't happen . 10/10 experience from start to finish . We closed in just over 3 weeks
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Reply from Austin Cain
April 15th, 2026 01:12 PM
Thank you, Dakota! Congrats again on your beautiful home for your family!
Gavin is PHENOMENAL! Truly goes above and beyond to get the deal done on time.
Reply from Owner
July 30th, 2026 12:18 AM
I'm pleased to hear that you felt I went above and beyond for you, Bobbie. Thank you for your kind words and for choosing NFM Lending. If you need any further assistance, I'm here to help.
Gavin goes truly above and beyond for you and your clients! All the hurdles he handled with ease and made it completely stress free on my end as the realtor!
Reply from Gavin Smith
April 17th, 2026 12:51 PM
Thank you so much, Bobbie! I'm glad to hear that I could help make the process stress-free for you and your clients. Working together to overcome any hurdles is always a pleasure.
The team was great and extremely easy to work with . The only "issue" per se during our refinance was first being told that we would not have to pay closing costs and then not getting a communication that costs ended up being more than expected...
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Everything moved so fast . Thank you thank you thank you.
Alex Lubrecht at NFM Lending has received a review with 5 star rating from James C D
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About
At NFM Lending, we pride ourselves on our diverse culture and unparalleled service. We see ourselves as a team of change agents who are making individuals’ and families’ dreams of home ownership a reality. Every day, we are motivated by conquering challenges and serving others.
Our goal is simple. We will provide you with exceptional service while offering a transparent and seamless loan process. We promise to stay true to our roots and never forget the importance of building strong teams and lasting relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Eastern Standard Time (EST)
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.