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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Noel is always on top of it! Nails every single detail and always exceeds expectations. I truly enjoy every time I get to work with Noel and his team!
Reply from Noel Smith at CrossCountry Mortgage
December 17th, 2025 10:35 PM
That means a lot Melissa, thank you very much. You're a fantastic agent, keep doing what you do!
Noel was absolutely fantastic to work with and went above and beyond for my clients. He worked tirelessly throughout the entire process, was consistently available in the evenings and on weekends, and always took the time to answer questions...
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Reply from Owner
December 17th, 2025 06:08 PM
Thank you Mariah! It takes a team for sure, thanks for being such a great advocate for your clients.
Noel and his team were a pleasure to work with. I would definitely recommend Noel! He's always available for any questions. Noel would even respond to my phone calls on the weekends and after hours. He's great!
Reply from Noel Smith at CrossCountry Mortgage
December 14th, 2025 03:29 AM
It was great working with you both, Luis and Adriana. Enjoy your new home! Congrats!
Noel Smith at CrossCountry Mortgage has received a review with 5 star rating from Desirae “ - B
Reply from Owner
December 10th, 2025 03:13 PM
It was a pleasure to work with you both, Desirae. Stay in touch and enjoy your wonderful new home!
Noel and Darcy were both extremely responsive with communications and helped explain what they needed from us. They also went above and beyond to communicate with our insurance company to get the required documents from them
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Reply from Noel Smith at CrossCountry Mortgage
December 10th, 2025 03:12 PM
It was a pleasure to work with you both, Desirae. Stay in touch and enjoy your wonderful new home!
Noel Smith at CrossCountry Mortgage has received a review with 5 star rating from Linda L
Reply from Owner
December 6th, 2025 05:34 PM
It was great to work with you and Brad, Linda. Very excited for you both!
So responsive and informative. This is our 2nd ex with Noel. He is great. Darci is also great to deal with. We would recommend them to anyone.
Reply from Noel Smith at CrossCountry Mortgage
December 6th, 2025 01:07 PM
So happy for you both Linda, it was great to work with you again. Congratulations on your new home!
Excellent communication, speedy responses, and responsible advice helped guide my decision and helped this entire experience go super smoothly!
Reply from Noel Smith at CrossCountry Mortgage
November 24th, 2025 03:06 PM
Always a pleasure working with you Abbie. You made a very smart financial decision. Thanks for letting us assist and Happy Holidays!
Noel Smith at CrossCountry Mortgage has received a review with 5 star rating from Jaime W
Reply from Owner
November 14th, 2025 10:55 PM
Thank you, Jaime, you were great to work with!
This team is awesome! Communication was great! The whole process from start to finish was simple and seamless for us.
Reply from Noel Smith at CrossCountry Mortgage
November 12th, 2025 09:43 PM
Really enjoyed working with you Jamie, thanks for the kind words. Stay in touch and enjoy the Holidays!
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095