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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Reviews from Web
great communication. easy process. online portal was easy to use.
Reply from Noel Smith at CrossCountry Mortgage
January 11th, 2026 04:45 PM
Thanks Justin, really appreciate that. It's great working with you!
Noel Smith at CrossCountry Mortgage has received a review with 5 star rating from Sasha A
Reply from Owner
December 26th, 2025 11:47 PM
It was fantastic working with you both Sasha. Such a great new home, well done! Hope you're enjoying the Holidays!
Noel was incredibly helpful, and his communication was excellent throughout the entire process. If we missed his call, he would immediately text to let us know he’d be calling right back. We never once felt overlooked—he was consistently responsive...
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Reply from Noel Smith at CrossCountry Mortgage
December 26th, 2025 07:13 PM
It was fantastic working with you both Sasha, and a big thank you for the kind words. Such a great new home, well done! Hope you're enjoying the Holidays!
Noel and his team make everything very easy and stress free. Highly recommend!
Reply from Noel Smith at CrossCountry Mortgage
December 26th, 2025 05:48 PM
I appreciate that my friend! This was a very smart move by you both. You and Mandy are always fantastic to work with. Happy Holidays!
While working with Brenda Tippery to find the right home within our budget, Noel Smith, Darcy Goods and the entire Cross Country Mortage team were very helpful, attentive and available for any of our concerns. Guidance during our first home...
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Reply from Noel Smith at CrossCountry Mortgage
December 22nd, 2025 01:54 PM
Thanks for the very kind words, Pat. You and Chris were great to work with! I think your timing was perfect, and you now have a great home and investment! Stay in touch and enjoy the Holidays!
Working with Noel Smith and his team is an outstanding experience, and I recommend him to anyone needing a mortgage broker.Noel is extremely knowledgeable and great at explaining all the options in detail. He and the team have proactive communication...
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Reply from Owner
December 20th, 2025 01:17 PM
I really appreciate the kind words William. Always enjoy working with you!
Noel Smith at CrossCountry Mortgage has received a review with 5 star rating from Gretchen J
Reply from Owner
December 20th, 2025 01:18 PM
Thanks Gretchen! So excited for you and your family with your new home. Congrats!
Noel was absolutely amazing, he made everything so easy and pleasant! Always answering all of our questions promptly and was a pleasure to work with.
Reply from Noel Smith at CrossCountry Mortgage
December 18th, 2025 02:35 PM
We really enjoyed working with you and Joe, Gretchen! Really excited for you both on this next chapter, congrats Homeowner!
Noel is always on top of it! Nails every single detail and always exceeds expectations. I truly enjoy every time I get to work with Noel and his team!
Reply from Noel Smith at CrossCountry Mortgage
December 17th, 2025 10:35 PM
That means a lot Melissa, thank you very much. You're a fantastic agent, keep doing what you do!
Noel was absolutely fantastic to work with and went above and beyond for my clients. He worked tirelessly throughout the entire process, was consistently available in the evenings and on weekends, and always took the time to answer questions...
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Reply from Owner
December 17th, 2025 06:08 PM
Thank you Mariah! It takes a team for sure, thanks for being such a great advocate for your clients.
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095