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Noel Smith at CrossCountry Mortgage - Senior Loan Officer | NMLS #156016 in Boise, ID
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Noel Smith at CrossCountry Mortgage

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Senior Loan Officer | NMLS #156016

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Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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  • SFTP
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    Dana P
    Moro, OR
    Posted on November 12th, 2025 04:19 PM
    Very easy to communicate with!
    Reply from Noel Smith at CrossCountry Mortgage
    November 12th, 2025 05:35 PM
    Thanks Dana. It was a great decision by you to purchase your home. Great home and investment. Really enjoyed working with you.
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    Addison S
    Cathlamet, WA
    Posted on November 12th, 2025 04:11 PM
    Noel kept me updated every step of the way, and ensured that I knew what to expect whenever possible. I'm pleased with the service we received.
    Reply from Noel Smith at CrossCountry Mortgage
    November 12th, 2025 05:36 PM
    Thanks Addison. We really enjoyed working with you. What a great home. All the best!
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    Miranda B
    Boise, ID
    Posted on November 11th, 2025 05:58 PM
    very knowledgeable, helpful and responsive
    Reply from Noel Smith at CrossCountry Mortgage
    November 11th, 2025 06:40 PM
    We really appreciate that Miranda, you and Brett were fantastic to work with. Enjoy your great new home!
  • TotalExpert
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    Debra H
    Fairfield, ID
    Posted on November 10th, 2025 05:30 PM
    It was my first time working with Noel. He was fantastic and his processor Darcy was excellent too. I would recommend them again.
    Reply from Noel Smith at CrossCountry Mortgage
    November 10th, 2025 06:39 PM
    We appreciate that very much Debra. Great working with you as well, you did a fantastic job. Joe is so excited to have his new home. Thanks for all your hard work!
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    J T B O
    Posted on November 9th, 2025 12:56 AM
    Noel Smith at CrossCountry Mortgage has received a review with 5 star rating from J T B O
    Reply from Owner
    November 9th, 2025 08:07 PM
    Thanks Jeff! It was an absolute pleasure working with you. You have a great new home, and we're very excited for you. Congrats again! Noel
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    Jeffrey B
    The Dalles, OR
    Posted on November 9th, 2025 12:56 AM
    The entire team that assisted me in the process made it extremely easy. Any questions that I may have had or may still have are always answered quickly and stated in a way that I completely
    Reply from Noel Smith at CrossCountry Mortgage
    November 9th, 2025 08:06 PM
    Thanks Jeff! It was an absolute pleasure working with you. You have a great new home, and we're very excited for you. Congrats again! Noel
  • TotalExpert
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    Dennis M
    The Dalles, OR
    Posted on November 4th, 2025 09:36 PM
    Noel is incomparable in the lending industry. He is knowledgeable, insightful and just always "gets it done". His communication is some of the best I've ever experienced whether it's good news or bad, you know right away.
    Reply from Noel Smith at CrossCountry Mortgage
    November 5th, 2025 01:31 AM
    I appreciate that very much Dennis, that means a ton coming from you. It's always great working with you and your clients. You're such a huge client advocate and voice in that community. Thank you.
  • TotalExpert
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    Amanda Z
    Boise, ID
    Posted on November 1st, 2025 08:59 PM
    Clear communication!
    Reply from Noel Smith at CrossCountry Mortgage
    November 2nd, 2025 10:05 PM
    Thanks Amanda! Always enjoy working with you and your clients.
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    Nathan L
    Posted on October 24th, 2025 04:23 PM
    We also wanted to say how great and amazing Darcy is. Her and Noel work great as a team and they get things done. Darcy, is always prompt in responding to questions or if you need help getting the right documents to them, she will walk you...
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    Reply from Noel Smith at CrossCountry Mortgage
    October 24th, 2025 06:43 PM
    Agree fully. Darcy is the best in the business. A true pro that cares! Thanks Debbie!
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    Debbie L
    Posted on October 24th, 2025 04:15 PM
    Noel is amazing, prompt, easy to work with, keeps you informed, Reponses to emails, calls promptly, we have worked with Noel three times now and it has always been the best experience. He is very knowledgeable, listens and works with your circumstances...
    read more
    Reply from Noel Smith at CrossCountry Mortgage
    October 24th, 2025 06:42 PM
    That means a ton Debbie. You both are two of my favorites and I'm glad you got this done. A very smart, financial move. Great job! We'll be in touch!
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    About
    Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River. At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies. My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Positions
    • CrossCountry Mortgage - Senior Loan Officer
      Aug 2nd, 2024 - Current
    Memberships
    • Idaho Mortgage Bankers Association
    • National Association of Mortgage Brokers
    • Mortgage Bankers Association
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    Year Started

    2002

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 156016
    Awards
    Scottsman Guide To...
    Achievements
    • Multiple Year Scotsman Guide Top Originator List
    Hobbies
    • I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
    • Spending time with my Wife, Son, and Daughter
    • All Things Sports, and especially Golf
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS