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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016

Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Reviews from Web
Very easy to communicate with!
Reply from Noel Smith at CrossCountry Mortgage
November 12th, 2025 05:35 PM
Thanks Dana. It was a great decision by you to purchase your home. Great home and investment. Really enjoyed working with you.
Noel kept me updated every step of the way, and ensured that I knew what to expect whenever possible. I'm pleased with the service we received.
Reply from Noel Smith at CrossCountry Mortgage
November 12th, 2025 05:36 PM
Thanks Addison. We really enjoyed working with you. What a great home. All the best!
very knowledgeable, helpful and responsive
Reply from Noel Smith at CrossCountry Mortgage
November 11th, 2025 06:40 PM
We really appreciate that Miranda, you and Brett were fantastic to work with. Enjoy your great new home!
It was my first time working with Noel. He was fantastic and his processor Darcy was excellent too. I would recommend them again.
Reply from Noel Smith at CrossCountry Mortgage
November 10th, 2025 06:39 PM
We appreciate that very much Debra. Great working with you as well, you did a fantastic job. Joe is so excited to have his new home. Thanks for all your hard work!
Noel Smith at CrossCountry Mortgage has received a review with 5 star rating from J T B O
Reply from Owner
November 9th, 2025 08:07 PM
Thanks Jeff! It was an absolute pleasure working with you. You have a great new home, and we're very excited for you. Congrats again!
Noel
The entire team that assisted me in the process made it extremely easy. Any questions that I may have had or may still have are always answered quickly and stated in a way that I completely
Reply from Noel Smith at CrossCountry Mortgage
November 9th, 2025 08:06 PM
Thanks Jeff! It was an absolute pleasure working with you. You have a great new home, and we're very excited for you. Congrats again!
Noel
Noel is incomparable in the lending industry. He is knowledgeable, insightful and just always "gets it done". His communication is some of the best I've ever experienced whether it's good news or bad, you know right away.
Reply from Noel Smith at CrossCountry Mortgage
November 5th, 2025 01:31 AM
I appreciate that very much Dennis, that means a ton coming from you. It's always great working with you and your clients. You're such a huge client advocate and voice in that community. Thank you.
Clear communication!
Reply from Noel Smith at CrossCountry Mortgage
November 2nd, 2025 10:05 PM
Thanks Amanda! Always enjoy working with you and your clients.
We also wanted to say how great and amazing Darcy is. Her and Noel work great as a team and they get things done. Darcy, is always prompt in responding to questions or if you need help getting the right documents to them, she will walk you...
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Reply from Noel Smith at CrossCountry Mortgage
October 24th, 2025 06:43 PM
Agree fully. Darcy is the best in the business. A true pro that cares! Thanks Debbie!
Noel is amazing, prompt, easy to work with, keeps you informed, Reponses to emails, calls promptly, we have worked with Noel three times now and it has always been the best experience. He is very knowledgeable, listens and works with your circumstances...
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Reply from Noel Smith at CrossCountry Mortgage
October 24th, 2025 06:42 PM
That means a ton Debbie. You both are two of my favorites and I'm glad you got this done. A very smart, financial move. Great job! We'll be in touch!
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095