Nikki Rogers
VP of Lending | NMLS# 519302
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer.... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
This was my first time refinancing my home. Nikki and Avery were amazing to work with. Nikki worked hard to get me the lowest rate possible and also had other great financial advice. She was willing to work after hours to assure a smooth closing....
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Phenomenal service!
I would like to thank the entire Team Nikki for their prompt, professional, and helpful service in preparing my mortgage loan. Everyone listened to me and worked diligently to satisfy my needs while obtaining all the documentation to satisfy...
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You ladies were fantastic. Helpful from the beginning to the end. Made buying a home for the first time as painless as possible.
Nikki and everyone at Atlantic Bay were outstanding. They made everything so simple and easy. Got the loan finalized in about 15 days.
I almost felt like you were only working with me to get our things done, there was so much focus on what we needed and the timely manner in which things were being done I was so impressed I thought you couldn't be working with anyone else....
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I was helped through a process with kindness and helpfulness love these people
Loved it very helpful during every step
The secure messaging system could be a little more user-friendly. Had to reset passwords a couple times when jumping from device to device etc. Not sure that's possible...just the techno world we live in.
Y’all were so speedy and gracious with your time, you made buying a home so much less stressful , thank you !
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About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 519302
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.