

Nikki Rogers
VP of Lending | NMLS# 519302

My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer.... Show More
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Nikki and her team were absolutely phenomenal! They took care of everything behind the scenes, kept us informed about everything that was going on, and worked with us when it came to getting all of the documentation that was needed from us....
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Awesome to work with! I loved working with Michelle and Elizabeth! Highly recommend them!!
I would like to thank the entire Team Nikki for their prompt, professional, and helpful service in preparing my mortgage loan. Everyone listened to me and worked diligently to satisfy my needs while obtaining all the documentation to satisfy...
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You ladies were fantastic. Helpful from the beginning to the end. Made buying a home for the first time as painless as possible.
We appreciate the effort you and your team put into getting us into this wonderful home.
This was a great experience with Atlantic Bay. Their team made sure to answer any questions I had and made me feel at ease, especially since this is the first home I have bought.
Nikki and team were a pleasure to work with, remotely
Thank you for such a smooth and easy process!
Was a real pleasure working with Nikki from Atlantic Bay Mortgage Group! My wife and I really appreciated the quick responses and her willingness to explain the many financial factors that can be confusing during a home purchase. She was consistently...
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Nikki and her team make the buying process as easy as possible! They also are on top of every needed step to ensure that closing happens on time! Love working with Nikki and team because I know she wants the best for her clients which is evident....
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About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 519302
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.