Nikki Rogers
VP of Lending | NMLS# 519302
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer.... Show More
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Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Very helpful staff made our end very easy!
We worked with Avery and Sarah and they were excellent! Very personable, very efficient and the whole process was pretty seamless. And all from a couple of thousand miles away. Couldn't have been better.
The communication was great. I really appreciate that.
I’m just so happy with how easy everything went and how everyone was pulling for me, when I left I felt I had made new friends .
I would recommend Atlantic Bay to anyone !
Everyone I worked with were fantastic! Sarah D. and Avery C. answered all of my questions and kept me informed of everything throughout the entire process.
Our home buying process was made much easier with y'all! You were quick to answer any questions or concerns we had along the way. Even went out of the way to help us with the VA & everything that was needed to close on time. Thank y'all so...
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Nikki was personably, professional and made the process smooth. Thanks
Everyone was friendly, professional, and knowledgeable, great experience!
It was great working with Nikki. She was very thorough and quick to get things together.. Thanks
Everyone at Atlantic bay was super friendly and helpful, Avery did an amazing job at making the whole process fast and easy on her end. I’m glad I picked Atlantic Bay and will definitely be using them again in the future!
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About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 519302
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.