Nikki Rogers
VP of Lending | NMLS# 519302
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer.... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Avery was great at keeping in touch and answering questions
Staff was competent and helpful
Y’all did an amazing job for us. We greatly appreciate everything Avery did for us. The whole team helped us buy our house. Once again thank you so much!
Process was very easy from the start. Avery was excellent. She was responsive and projected a aura of competence and warmth. Only hiccup was some dropped communication between the parties on the closing being done remotely. Everything worked...
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Very fast turnaround time, information and expectations were clear
Communication was key throughout the process and it was clear, concise, and timely.
Thank you.
We really appreciated the level of contact (outreach) Avery did! It was not too much nor too little. She called with multiple touch base check-in's as the time to close was pretty lengthy! She is a joy to work with!
Thank you!
Avery and Nikki were great to work with!
Working with the Atlantic Bay Mortgage Team in New Bern, NC - 1. Avery walked me through the process and was with me every step of the way! Incredible!! 2. Sarah was on top of everything I needed to get my loan approval!! She was very thorough...
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About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 519302
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.