Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Nicole and her team are excellent to deal with. The communication was spot on, I did not have to call to see where we were at with the process. Nicole will go above and beyond to help my clients secure a loan.
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Reply from Nicole Johnson
April 14th, 2026 02:30 PM
Thank you so much for your kind words. It truly means a lot. I always enjoy working with agents like you who care so deeply about their clients, and I appreciate the way we both strive to provide great customer service throughout the process....
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I greatly appreciate everything Nicole did for me!
Reply from Nicole Johnson
April 7th, 2026 07:08 PM
Christina, you were a joy to work with. I loved assisting you and appreciate the kind review. I hope you have many happy years in your home!
The entire team was very attentive throughout the whole process and worked incredibly to ensure I had what I needed to close on time despite them having short notice.
Reply from Nicole Johnson
March 19th, 2026 06:49 PM
Taylor, thank you for the kind review. It was our pleasure serving you even with the short timeframe. Please let us know if there is anything we can do better to earn a 5 star review in the future. Enjoy your new home.
Nicole was very responsive. I didn't realize she hadn't done a DSCR loan which caused a few bumps along the way but she did her absolute best and her team also did amazingly.
Reply from Nicole Johnson
March 11th, 2026 05:14 PM
Elizabeth, thank you for taking the time to share your feedback about me and my team at Element Home Loans. I appreciate your acknowledgment of my responsiveness and the effort I put in, despite the challenges with a DSCR loan. Your insights...
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Was very good at explaining everthing and getting back with us promptly.
Reply from Nicole Johnson
January 7th, 2026 05:43 PM
John, thank you so much for the review. It was a pleasure assisting you with your home purchase. I hope you enjoy the new area!
Nicole and her team were fantastic in helping us secure a loan for our new home! We could not have done it without her!
Reply from Nicole Johnson
July 30th, 2025 06:23 PM
Thank you for the kind review Josh. It is a pleasure and honor to work with clients multiple times. Enjoy your new home!!
I had an amazing experience working with Nicole and team. She was incredibly communicative, calling me almost every day with updates on rates and walking me through each step of the mortgage process. I always felt fully informed, with complete...
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Reply from Nicole Johnson
July 29th, 2025 04:36 PM
Thank you so much for taking the time to share your experience! I’m truly grateful for your kind words and am delighted to know that you felt supported and well-informed throughout the mortgage process. My goal is always to make things as smooth...
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Nicole is amazing!!! Super personal and just a fantastic human being. I had 0 worries through the whole process because I knew she was handling everything correctly. Communication is outstanding and kindness is unmatched. I recommend her to...
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Reply from Nicole Johnson
July 16th, 2025 04:27 PM
Thank you so much for your wonderful review and for trusting me once again with your home purchase! I am truly grateful for your loyalty and continued support over the years. The feeling is absolutely mutual—I’ve enjoyed working with you every...
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Nicole had great communication throughout the home buying process. I especially appreciated the cost estimation spreadsheets she was providing me weekly until closing. She was always available to answer questions when I called as well.
Reply from Nicole Johnson
July 3rd, 2025 06:43 PM
Thank you so much for your wonderful review! I truly enjoyed working with you and am so glad the weekly cost estimation spreadsheets made things easier during your home buying journey. Your trust and communication meant a lot to me, and I’m...
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Nicole was amazing. Her communication was excellent and she clearly explained everything. I work in commercial loans and she was super helpful on detailing the process on the residential side of things. Always very responsive and patient during...
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Reply from Nicole Johnson
May 12th, 2025 09:52 PM
Sean, I am thrilled to hear about your positive experience with me and my team. I strive to provide excellent communication and detailed explanations for my clients. I am grateful I could assist you effectively, especially during a volatile...
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.