

Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832

Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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We have worked with Nicole and the team before, however this time around Nicole's team had the help of some new faces with Mona and Susie stepping up to assist. Everyone was friendly, timely with communication, and did their best to help us...
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Reply from Nicole Johnson
July 26th, 2023 02:21 PM
Joseph, it is a HUGE honor to work with clients multiple times. Thank you for the opportunity and for the recognition of my amazing team. I am blessed to work for an amazing company and to have wonderful clients like you!
I enjoyed working with Nicole and her team, everyone called or reponsded to each and every email, or concern, they were prompt and quite through, Mona was especially helpful and helped me keep my sanity throughout the process. Susie started...
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Reply from Nicole Johnson
July 10th, 2023 06:20 PM
Kim, thank you so much for taking the time for this review. I am so blessed and grateful to have a wonderful team to assist my clients in my absence. I appreciate you mentioning Susie and Mona as well. I am so lucky to work with them and to...
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Nicole, Mona and Jade were on top of everything and made this experience as pleasant as possible. I would definitely recommend for anyone.
Reply from Nicole Johnson
June 25th, 2024 03:21 PM
Thank you for your fantastic review, Lucca! Your feedback makes us thrilled to hear that Nicole, Mona, and Jade from Element Home Loans have made your experience pleasant and satisfying. Your willingness to recommend us means a lot. We are...
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everything was top notch… filling and signing forms was easy and well explained, uploading needing documentations was effortless, communications and expectations were clear and set from the beginning. The patience and time taken with me and...
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Reply from Nicole Johnson
July 5th, 2023 01:25 PM
Jason, I am so grateful everything worked out for you. You deserve many happy years in your home!
for the most part great. I was a bit put off by the explanation about budgets. My wife and I had that conversation prior to looking for a condo. Felt a little condescending, albeit the reason was for a good purpose.
Reply from Nicole Johnson
June 20th, 2023 06:18 PM
Robert, my sincere apologies that our conversation was perceived as condescending. That was certainly not my intent. I am grateful the rest of the transaction went well and certainly appreciate the opportunity to serve you and Maria once again...
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Nicole was great and very knowledgeable. She always thoroughly explained everything to me and made the process pretty simple.
Reply from Nicole Johnson
June 20th, 2023 07:17 PM
Matthew, thank you again for the opportunity to serve you. I love assisting our Hometown Hero clients. Thank you for all you did during the pandemic to serve the public.
It was an excellent experience.
Nicole always answered my questions no matter how silly and responded quickly even on the weekend. She's was amazing!
Reply from Nicole Johnson
May 13th, 2023 07:45 PM
Kia, it was an absolute pleasure working with you. You are the best person and client. I hope you have many happy years in your home!!
Nicole is the best in the business. She’s always on top of every aspect of the transaction. She is responsive, creative, and always willing to look at all the options. Her team is just as magnificent. Thank you Nicole, Mona, and Jade for all...
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Reply from Nicole Johnson
May 8th, 2023 07:17 PM
Rob, this is a huge compliment coming from the best Realtor in Central Florida. It was an honor to serve you on your personal transaction. I hope you and your family have many happy years in your home.
Everything went really good and I will tell other people about you guys all the hard work to get out new home. Thank you
Reply from Nicole Johnson
February 27th, 2023 05:36 PM
Jonathan, thank you for the wonderful review. It was an absolute pleasure assisting you and your family in your home purchase. I would be grateful to work with your friends, family and co-workers. I hope you enjoy your home for many years to...
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.