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Nicki Montelongo
NEO Powered by Better


York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
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Business Hours
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closed
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8 AM to 6 PM(Open now)
Tues
8 AM to 6 PM
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Reviews from Web
Nicki and Erin were extremely knowledgeable and would get back to us, usually within minutes with an answer or guidance on how to get a task completed. Excellent to work with!
Reply from Nicki Montelongo
October 14th, 2025 07:47 PM
This last one set you guys up for a bright future. Next is the family farm!
Not only the work dbut level of education along the way was helpful.
Reply from Nicki Montelongo
October 14th, 2025 07:47 PM
Love your little piece of paradise you guys have now. Now it is time to start making memories out there!
The knowledge and expertise of the team helps when trying to make educated decisions. They walk you through all of the numbers in a way that makes it easy to understand.
Reply from Nicki Montelongo
October 14th, 2025 07:46 PM
Just another house in building your empire. Proud of you and can't wait to see where life takes you!
It was a pleasure working with Nicki on our recent transaction. She was professional, responsive, and made the process smooth from start to finish. My clients felt well taken care of, and I look forward to working with her again. Highly recommend!...
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Reply from Nicki Montelongo
October 14th, 2025 07:45 PM
Thanks for taking are of both sides. Playing the middle man can be hard, you did a great job!
Purchasing a new home can be one of the most exciting yet overwhelming experiences—and that’s exactly where we found ourselves. We were nervous, unsure, and feeling the weight of the process. But then came Nicki...From the very beginning, Nicki...
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Reply from Nicki Montelongo
October 14th, 2025 07:44 PM
It was amazing working with you both so many years later. This is definitely your forever home. Loved connecting and catching up years later. Can't wait to see all the beautiful memories you make inthis one.
They are the best for new or existing clients. The care and knowledge they all have is the BEST!!! Wont go anywhere else!
they truly care about their clients and thier future wealth!!!!
Reply from Owner
October 14th, 2025 07:43 PM
Heart you! You take the same care of your clients. Going the extra mile anytime it is needed!
Nicki and her team are great at follow thru and making sure that everone is on the same page. They truly care about the clients and their future. People like this are hard to find!!!
Reply from Nicki Montelongo
October 14th, 2025 07:42 PM
Couldnt of done it without you! Your ability to negotiate for our clients was top notch.
Nicki was very friendly and helpful. She would answer any question. I would high recommend working with her.
Reply from Nicki Montelongo
October 14th, 2025 07:42 PM
A year in the process, however we made it. You did an amazing job getting your home ready to sell. Blessed to be able to work with you all.
Great to work with. Everyone was so friendly and helpful. They made me feel like I've known them my whole life. I've very grateful for their help
Reply from Owner
October 14th, 2025 07:41 PM
Team work all around. You guys did a great job prepping the home, Christy orchestrated a smoking deal on both ends, My Pleasure!
The amount of communication and understanding of the process was amazing. Every question I had was answered immediately and help me understand the things that I didn't understand. Everyone is so friendly and
Reply from Nicki Montelongo
October 14th, 2025 07:40 PM
Brad we did it! Your new home is going to be an amazing fit for you and the family! Thanks for letting me be apart of this.
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About
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- York CollegeAccountingBachelor of Business Administration (BBA)Aug 2004 -May 2007

Positions
- NEO Home Loans - Branch Manager Mortgage AdvisorAug 1st, 2022 - Current
- FNBO - Mortgage AdvisorMay 2nd, 2015 - Jul 31st, 2022
Memberships
- OABR
- SWIAR
- SWIAR Education Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 631095
Gallery

Awards
NEO Home Loans Cha...
NEO Home Loans Cha...
FNBO Circle of Exc...
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Achievements
- Circle of Excellence Award FNBO 2017-2021
- Iowa Mortgage Association President's Club 2016-2021
Hobbies
- Sports Mom of 3 Kiddos
- Love Lifting at the Gym
- Nebraska Fan GBR
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access