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Nicki Montelongo
NEO Powered by Better
York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
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8 AM to 6 PM
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8 AM to 6 PM
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Reviews from Web
Working with Nicki and her team on my refinance was an excellent experience. The entire process was smooth, straightforward, and stress-free from start to finish. They were clear in their communication, responsive to questions, and proactive...
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Reply from Nicki Montelongo
September 16th, 2025 05:22 PM
It's great to hear your refinance experience was smooth and straightforward. I'm glad that clear communication and responsiveness helped make the process stress-free for you. Your recommendation means a lot, and it was a pleasure to work with...
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They made getting a mortgage very easy. Worked to get my down-payment down.
Reply from Nicki Montelongo
September 10th, 2025 08:29 PM
We definitely got creative, love how it all ended up.
Buying a home can be extremely stressful, but Nikki and her team do everything they can to make it an exciting and positive experience. Thank you all!
Reply from Nicki Montelongo
September 10th, 2025 08:28 PM
I love that you are moving closer to the area. We are so glad to have you and a great addition to the community. The house is adorable and many memories to be made for your family. Thank you for the opportunity to meet you all!
Nicki Montelongo has received a review with 5 star rating from Stephanie B
Reply from Owner
September 16th, 2025 05:22 PM
Thank you so much. You made it a wonderful experience!
Excellent communication, working together as a team and making the buyers feel appreciated and valued . Your ability to communicate with numbers and decisions was valuable!
Reply from Nicki Montelongo
September 10th, 2025 08:29 PM
Team effort for sure. Your care, energy, and passion for your clients is what makes the huge difference. Together we make the client experience beyond their expectations!
Just kept us informed through the whole process. It was a strenuous one..but the group was great for our nerves. THANK YOU
Reply from Nicki Montelongo
September 10th, 2025 08:30 PM
We made it to the end despite a little rocky purchase of your hold home. There is a will there is a way. With Christy helping on our end nag to keep the buyers in line it was a huge help too.
Niki and her team were very helpful. They got back to me promptly with any questions I had. They also made the process very simple and efficient.
Will recommend them to anyone looking for a mortgage.
Reply from Owner
September 10th, 2025 08:24 PM
Loved getting to know you and help you with your home purchase. It was a team effort because you were a huge help. Thanks for putting your trust in me!
Nicki Montelongo is an absolute rockstar!Nicki worked her magic, and gave us the opportunity to purchase our dream home. It couldn't have been done without her, and all she did. She was there for us through the whole process, and even showed...
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Reply from Owner
September 10th, 2025 08:21 PM
You are so sweet and kind. You knew what you wanted and made it happen. This house is a great place for your kids to make some life long memories in. My pleasure!
I was recommended NEO Homes Loans by a good friend of mine after they previously worked with this team and I can say that both Nicki and Erin were phenomenal throughout my home-buying process. They were always responsive, knowledgeable, and...
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Reply from Owner
September 10th, 2025 08:20 PM
Truly my pleasure to help you. You were on top of everything from the start, which makes my job easy. Your job for life and hard work were very apparent as I got to know you. Cheers to you and your new home!
Nicki and Erin earned a great score for their professionalism, responsiveness, and ability to guide me through the home-buying and loan process with clarity and care. They consistently communicated in a timely, supportive way—even during moments...
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Reply from Nicki Montelongo
September 10th, 2025 08:18 PM
You were such a treat to work with. Beyond grateful that you were referred to me. I can't wait to see what you do with the home and the memories you start to build there!
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About
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- York CollegeAccountingBachelor of Business Administration (BBA)Aug 2004 -May 2007
Positions
- NEO Home Loans - Branch Manager Mortgage AdvisorAug 1st, 2022 - Current
- FNBO - Mortgage AdvisorMay 2nd, 2015 - Jul 31st, 2022
Memberships
- OABR
- SWIAR
- SWIAR Education Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 631095
Gallery
Awards
NEO Home Loans Cha...
NEO Home Loans Cha...
FNBO Circle of Exc...
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Achievements
- Circle of Excellence Award FNBO 2017-2021
- Iowa Mortgage Association President's Club 2016-2021
Hobbies
- Sports Mom of 3 Kiddos
- Love Lifting at the Gym
- Nebraska Fan GBR
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access