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Nicki Montelongo
NEO Powered by Better
York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
closed
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Reviews from Web
Nicki answered any questions I had quickly and was available almost anytime I needed something, including on the weekends.
Reply from Owner
December 12th, 2025 05:34 PM
I know you will miss those calls. ;) Here if you need more for years to come!
Any questions I had were answered promptly and explained in a way to easily understand.
Reply from Nicki Montelongo
December 12th, 2025 05:35 PM
Thanks Eli! Can't wait to see the house all put together with the pool table!
Nicki Montelongo has received a review with 5 star rating from Anthony R
Reply from Owner
December 12th, 2025 05:35 PM
Thank you so much!
Nicki always communicates and provides insight. Excellent to work with & quick to help.
Reply from Nicki Montelongo
December 12th, 2025 05:35 PM
You should be set a while, and I am always in your corner anytime!
Nicki gave us a clear and affective game plan to get our credit in order
Reply from Nicki Montelongo
December 12th, 2025 05:35 PM
When there is a will there is a way. You guys did just that. You put your head down and did the work!
Nicki and Erin had to do quite a bit of work to get us approved for our refinance. Since we are self employed we had to deal with my CPA often, who was non responsive most of the time, due to tax deadlines. Nicki never gave up and was always...
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Reply from Nicki Montelongo
December 12th, 2025 05:36 PM
Together we made it. There is always a solution and we are not going to stop until we find it!
I would recommend Nicki to family and friends looking to buy a home. She really helped us understand what we were looking at with our credit reports and what to focus on to get our scores higher
Reply from Owner
December 12th, 2025 12:00 AM
We built a plan together, however you did the work. Proud of you guys!
Nicki Montelongo has received a review with 5 star rating from Taylor M
Reply from Owner
December 12th, 2025 05:38 PM
Thank you so much!
Nicki is very quick to respond to all texts, calls, and questions. She is understanding of what we may not know, transparent with her guidance, and very helpful with the paperwork and completion process. Thank you!
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Reply from Nicki Montelongo
December 12th, 2025 05:38 PM
Taylor it was a pleasure working with you. This is just the beginning.
I love the follow up communication, and that Nicki's team keeps track of all the things to best advocate for her clients and their best interests! Too much for me to track Myself, so much appreciated!
Reply from Nicki Montelongo
December 12th, 2025 05:39 PM
We are always here to keep things on track and over communicate to all parties. Clarity and transparency are key!
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About
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- York CollegeAccountingBachelor of Business Administration (BBA)Aug 2004 -May 2007
Positions
- NEO Home Loans - Branch Manager Mortgage AdvisorAug 1st, 2022 - Current
- FNBO - Mortgage AdvisorMay 2nd, 2015 - Jul 31st, 2022
Memberships
- OABR
- SWIAR
- SWIAR Education Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 631095
Gallery
Awards
NEO Home Loans Cha...
NEO Home Loans Cha...
FNBO Circle of Exc...
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Achievements
- Circle of Excellence Award FNBO 2017-2021
- Iowa Mortgage Association President's Club 2016-2021
Hobbies
- Sports Mom of 3 Kiddos
- Love Lifting at the Gym
- Nebraska Fan GBR
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access