Top 5%
Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Every one was very accommodating
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this 5-star review, Paul! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
Tom was an all star! Helped us from the very first second to the last! If we had a question, he could and would find the answer. Being first time buyers, his knowledge was so helpful. I'd recommend him to everyone! We can't appreciate you enough,...
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Reply from Owner
January 8th, 2026 11:00 AM
Thank you for this glowing review, Destini! We're ecstatic you had such a wonderful experience with Tom. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Tom was absolutely AMAZING to work with!!!! He kept me calm and informed throughout the whole loan process. He was patient, super knowledgeable, creative, and always available.
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this review, Jennifer! A professional, informative loan originator is essential to have by your side, during the loan process. We're glad Tom was there every step of the way to walk you through the loan process. Thanks again.
Chrysta walked us through our second home mortgage and explained the process and options thoroughly. We would definitely recommend her to others and will use her again for any financing needs we may have.
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this glowing review, Melissa! We're ecstatic you had such a wonderful experience with Chrysta. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
We recently worked with Waterstone Mortgage to purchase my first new construction home, and we couldn't be happier with my experience. Dawn Orbits was extremely knowledgeable and gave us advice and guidance throughout the process. She was always...
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for sharing your wonderful experience with us, Nora! It sounds like Dawn was there with you every step of the way, to help you achieve your dream of homeownership. Your experience truly shows the dedication Dawn has to her customers....
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Waterstone and David were easy to work with and help make our home buying process quick and easy.
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for sharing your wonderful experience with us, Matt! It sounds like David was there with you every step of the way, to help you achieve your dream of homeownership. Your experience truly shows the dedication David has to his customers....
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Great work, excellent communications. Highly recommend
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this 5-star review, Rebecca! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
Dawn and her team made this process go smoothly. I couldn't have asked for a better lender who genuinely cares.
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for taking the time to write this review, Carroll! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Dawn and her team.
Tom is a great lender and always answered any questions I had in a timely manner and made the whole process very easy
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this glowing review, Jacob! We're ecstatic you had such a wonderful experience with Tom. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
This is my 2nd time working with Waterstone Mortgage to buy a home. Both times have been easy. The team is attentive and responsive.
Reply from Owner
January 8th, 2026 10:58 AM
We ❤️ your review, Theo! We value our client relationships above all, and we're glad our team was able to get you into your new home. Don't be a stranger.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions