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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
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Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Waterstone was patient and very kind from the beginning to the end of my process. They stay in constant communication with clients and answer all questions thoroughly.
Reply from Owner
January 8th, 2026 10:58 AM
We ❤️ your review, Tamara! We value our client relationships above all. Don't be a stranger!
Great customer service and supporting through our process!
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this 5-star review, Joseph! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
My lender with Waterstone patiently answered all of my questions and helped my husband and I through the process. Highly recommend!
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this 5-star review, Mel! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
Neal and his team were awesome!!!! As first time home buyer’s, we were very scared and nervous, but Waterstone mortgage team were very helpful and informative.
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for sharing, Yalizmar ! We're thrilled to hear everything went so smoothly with your homebuying with the help of Neal and his team. We hope to work with you again in the future.
Neal Tipton has received a review with 5 star rating from Dustin T
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for the 5-star rating, Dustin.
Waterstone Mortgage we’re absolutely phenomenal. As a first time home buyer, they made the process so simple, yet thorough. Neal Tipton & his team are so extremely helpful from start to finish. I will be recommending them to everyone now!
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for sharing, Kyle! We're thrilled to hear everything went so smoothly with your homebuying with the help of Neal and his team. We hope to work with you again in the future.
Dave was very reassuring throughout the loan process. I was a hard case with a lot more work than usual but he was committed and got me approved. Such an easy process for me because I was guided through the whole time. If I didn't understand...
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Reply from Owner
January 8th, 2026 10:58 AM
Thanks for the 5-star review, Sherry! We're happy to hear you had an amazing loan experience with Dave. We strive to provide a transparent loan process that keeps our customers "in the know." Thank you for entrusting us with your business,...
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Great team! Super helpful and straight forward! Made the process extremely easy and stress-free! Highly recommend!
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this 5-star review, Craig! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
Neal Tipton has received a review with 5 star rating from Frank D
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for the 5-star rating, Frank. Stay in touch.
Neil’s team is great and make home buying experience a breeze! This is my 2nd property I use them for and they have been nothing but great every step of the way! Highly recommended! Thank you team!
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for sharing, Carlos! We're thrilled to hear everything went so smoothly with your homebuying with the help of Neil and his team. We hope to work with you again in the future.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions