
Morgan Smith
Loan Officer | NMLS # 1120125

Since being founded in 1986, Hometrust Mortgage Company, a non-depository mortgage bank, has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house pr... Show More
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Morgan was very organized and responded red quickly to all our questions and concerns.
I was also notified when something was emailed to me complete and it was explained what it was. All my questions were answered.
Morgan was always quick to respond and made our home buying process smooth! We greatly appreciate her dedication to allow us to get our first home!
Morgan explained everything very clearly to us so there were no surprises thru this stressful process. She was very professional and always answering the phone at any hour
We knew Morgan and Cindy Smith for years before doing business with them. They both have had very good reputations in the business. We were very comfortable with the process from day one.
Just everything about it. My wife and I loved Morgan experience.
Reply from Morgan Smith
September 1st, 2022 05:41 PM
Thank you so much for taking the time to write a review for me, I truly appreciate it! I hope y'all enjoy your new home!!
Honest and informative they knew what they were doing from Morgan Smith to Jerissa and Mrs. Vanessa although they are young they are a great team and knowledgeable about their job. This helped keep me at ease until closing. I can't thank them...
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Reply from Morgan Smith
June 27th, 2022 04:08 PM
Thank you so much for taking the time to complete a survey for me, I truly appreciate it. I hope you and your son absolutely love your new home and create lots of happy memories in it!! Thank you again!
Morgan was very communicative throughout the home buying process, both with my realtor and myself, and she was always very prompt to respond and pleasant whenever I spoke with her. She went above and beyond to help us close on our home, and...
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Reply from Morgan Smith
April 4th, 2022 07:46 PM
Thank you so much for taking the time to complete a review for me. I really appreciate that and your kind words! :)
Smooth, fast, and pleasant experience from start to finish!
Reply from Morgan Smith
April 4th, 2022 07:46 PM
Thank you so much!! :))
Quick and prompt responses.
Reply from Morgan Smith
March 8th, 2022 06:43 PM
Thank you for taking the time to give me a review! :)
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About
Since being founded in 1986, Hometrust Mortgage Company, a non-depository mortgage bank, has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful and consistent loan experience.
Products & Services
Mortgage Loan Officer
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Positions
- Hometrust Mortgage - Loan OfficerJan 1st, 2015 - Current
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 1120125
Gallery

Disclaimer
Texas Consumer Complaint Disclosure Statement
Contact Information
Corporate Address:
Hometrust Mortgage Company
5353 W. Alabama, Suite 500
Houston, Texas 77056
Corporate Phone: (713) 369-4000
Corporate Email: info@hometrust.com
NMLS: 149932 (www.nmlsconsumeraccess.org)
Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers in obtaining housing because of race, color, religion, sex/gender, disability, familial status, national origin, or any other protected classes under state or local law.
Licenses
Hometrust Mortgage Company conducts business only in the following states:
Alabama
Consumer Credit License #21469
(Other Trade Names: Home Mortgage of America, Inc )
Colorado
Mortgage Company Registration
(Other Trade Names:None)
Florida
Mortgage Lender Servicer License #MLD791
(Other Trade Names: Home Mortgage of America, Inc )
Georgia
Mortgage Lender License #24278
(Other Trade Names: HT Mortgage Company)
New Mexico
Mortgage Loan Company License #03476
(Other Trade Names: None)
Tennessee
Mortgage License #113075
(Other Trade Names: Home Mortgage of America, Inc )
Texas - SML
Mortgage Banker Registration
(Other Trade Names: None)
Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. No section of this Website may be framed (iFrame) within another website without the approval of Hometrust Mortgage Company.
Texas Consumer Complaint Disclosure Statement
HOMETRUST MORTGAGE COMPANY IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST HOMETRUST MORTGAGE COMPANY SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.TEXAS.GOV OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.TEXAS.GOV.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.