
Morgan Smith
Loan Officer | NMLS # 1120125

Since being founded in 1986, Hometrust Mortgage Company, a non-depository mortgage bank, has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house pr... Show More
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Morgan was great to work with All around . This is home #2 with her. Actions speak louder than words !
Reply from Morgan Smith
April 2nd, 2025 09:00 PM
I'm so thankful that I was able to be your loan officer again. It was a pleasure working with you on your second home, and I truly appreciate your continued trust in my services. Thank you for your kind words!
**Rating: ⭐⭐⭐⭐⭐****Description:** I can't recommend Morgan highly enough as a lending provider for my mortgage! From the very beginning, she made the entire process incredibly simple and stress-free. Her attentiveness and dedication to my needs...
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Reply from Morgan Smith
March 24th, 2025 09:26 PM
Thank you so much for taking the time to write a review for me, I truly appreciate it. Thank you for your kind words and your repeat business!! People like you make my job rewarding and make me want to continue originating loans!! Thank you...
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Morgan was very responsive to all my questions, she provided the necessary feedback so I can make informed decisions. Well organized and extremely helpful! Thank you Morgan!
Reply from Morgan Smith
April 2nd, 2025 09:01 PM
I'm thrilled to hear that you found my assistance helpful and that you felt well-informed during the process. Thank you for your kind words, Lucian. It was a pleasure to help you with your mortgage needs.
Morgan was amazing to work with. She helped us from day one to understand all of our options . She followed closely the entire process and made sure all of our questions were answered. Everyone on her team was helpful. Will definitely use her...
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Reply from Morgan Smith
October 7th, 2024 08:16 PM
Thank you so much Francisco for taking the time out of your day to leave me a review, I appreciate it so much! You and Monica were a joy to work with!! :)
Morgan was great to work with! Always responsive, showed a lot of support, and gave great advice! Thanks, Morgan!
Reply from Morgan Smith
October 7th, 2024 08:17 PM
Thank you so much Monica!! I appreciate you taking the time to leave me a review! :)
I recently had the pleasure of working with Morgan during the process of purchasing my new home, and I couldn't be more impressed with her level of service and expertise. From start to finish, she made what could have been a stressful experience...
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Reply from Morgan Smith
October 7th, 2024 08:18 PM
Thank you, Macie, for your continued business to Hometrust. I appreciate you and Grant so much! Thank you for trusting me to be your loan officer!
All of the alternative pathways that led to the final acquisition. Not all options are favorable and some are but don't pan out but there was no giving up which was genuinely appreciated.
Reply from Morgan Smith
October 10th, 2023 07:13 PM
Thank you Tyler for taking the time to leave me a review, I really appreciate it! I hope y'all are enjoying your new home!
Morgan made me feel comfortable. She kept updated throughout the process and she was always very responsive.
Morgan was very easy to get in touch with an answered any and all questions I had.
Help me on every step in the process
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About
Since being founded in 1986, Hometrust Mortgage Company, a non-depository mortgage bank, has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful and consistent loan experience.
Products & Services
Mortgage Loan Officer
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Positions
- Hometrust Mortgage - Loan OfficerJan 1st, 2015 - Current
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 1120125
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Disclaimer
Texas Consumer Complaint Disclosure Statement
Contact Information
Corporate Address:
Hometrust Mortgage Company
5353 W. Alabama, Suite 500
Houston, Texas 77056
Corporate Phone: (713) 369-4000
Corporate Email: info@hometrust.com
NMLS: 149932 (www.nmlsconsumeraccess.org)
Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers in obtaining housing because of race, color, religion, sex/gender, disability, familial status, national origin, or any other protected classes under state or local law.
Licenses
Hometrust Mortgage Company conducts business only in the following states:
Alabama
Consumer Credit License #21469
(Other Trade Names: Home Mortgage of America, Inc )
Colorado
Mortgage Company Registration
(Other Trade Names:None)
Florida
Mortgage Lender Servicer License #MLD791
(Other Trade Names: Home Mortgage of America, Inc )
Georgia
Mortgage Lender License #24278
(Other Trade Names: HT Mortgage Company)
New Mexico
Mortgage Loan Company License #03476
(Other Trade Names: None)
Tennessee
Mortgage License #113075
(Other Trade Names: Home Mortgage of America, Inc )
Texas - SML
Mortgage Banker Registration
(Other Trade Names: None)
Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. No section of this Website may be framed (iFrame) within another website without the approval of Hometrust Mortgage Company.
Texas Consumer Complaint Disclosure Statement
HOMETRUST MORTGAGE COMPANY IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST HOMETRUST MORTGAGE COMPANY SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.TEXAS.GOV OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.TEXAS.GOV.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.