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Guild Mortgage - Monica Centeno
Branch Manager | NMLS# 1100009
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
The staff ( Tasha and Tonia ) were real pros and the communication between the team and myself was nothing short of terrific.
Reply from Monica Centeno
May 28th, 2026 08:25 PM
Thank you for your kind words, Stephen. I'm glad to hear that Tasha and Tonia provided you with excellent communication and professionalism. It was a pleasure doing business with you. If you need any further assistance, please feel free to...
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Fast, no-nonsense, great to work with.
Reply from Monica Centeno
May 27th, 2026 03:49 PM
We're glad to hear that you found the process fast and straightforward, Patrick. It's appreciated to know that working with us was a positive experience for you. It was a pleasure doing business with you. If there's anything else we can assist...
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Every step of the loan process went smoothly, promptly, and expeditiously.
Reply from Monica Centeno
May 26th, 2026 04:02 PM
We appreciate your feedback, Martha. It's wonderful to know that the loan process was smooth and efficient for you. It was a pleasure doing business with you. If there's anything else we can do for you, please let us know.
Natasha was great, she reffered the client to me, and we had him under contract in less than 2 weeks! We closed 2 weeks early. Monica was great! Shec got me approval in 2 hours on a Saturday !
Reply from Monica Centeno
May 20th, 2026 08:16 PM
I'm glad to hear that Natasha and I contributed to such a swift and successful process, Wesley. Getting approval in just two hours on a Saturday is what we strive for, and it's appreciated to know everything proceeded smoothly. It was a pleasure...
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Smoothest quickest and exceptionally a pleasure to have handle such and important part of my future for me. Great team!
Reply from Owner
May 18th, 2026 02:50 PM
Thank you, Steve, for your kind words. I'm glad to hear that my team made the process smooth and quick for you. It's appreciated to know we could assist with such an important part of your future. It was a pleasure doing business with you and...
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From my first conversation with Monica, I told my wife I trust this lady . she spoke with knowledge, ability and a degree of confidence not present with mortgage company I was previously speaking to before telling them I am just not interested...
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Reply from Monica Centeno
May 18th, 2026 02:54 PM
Thank you, Anthony, for sharing your experience with us. I'm so glad to hear that I was able to be of service in a way that made your refinancing process smooth and quick. It's appreciated to know that I maintained communication throughout...
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Everyone was exceptionally great to work with.
i got a letter in the mail from you all and said you had experienced with bankruptcy. That is why we called. Yes the rate was better than the other lender.
Reply from Monica Centeno
May 18th, 2026 02:56 PM
We're grateful to hear that working with our team was a positive experience for you, William. It's good to know that our expertise in handling bankruptcy matters and our competitive rates were beneficial for you. It was a pleasure doing business...
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Monica worked with us really hard to get everything going smoothly and quickly. Well, you were able to reach her at all times she was working. She is a very nice well mannered person and also very trustworthy. Thank you again Monica for all...
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Reply from Monica Centeno
May 18th, 2026 02:58 PM
I'm thankful for your kind words, Ariane. It's appreciated to hear that I was able to make the process smooth and efficient for you. It was a pleasure doing business with you. Your trust and appreciation mean a lot to us, and we're always here...
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Simplicity and clarity
Reply from Monica Centeno
May 9th, 2026 08:36 PM
Thank you, Marcus, for highlighting the simplicity and clarity of your experience with Guild Mortgage. We strive to make the process as straightforward and transparent as possible for our clients. It was a pleasure doing business with you....
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Ensure that both the buyer client and their agent, if applicable, have a copy of the final CD prior to closing in order to avoid delays and mistakes.If there are changes in the transaction prior to closing, ensure that all staff involved in...
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Reply from Monica Centeno
May 9th, 2026 08:47 PM
Thank you, Jennifer, for your feedback. We appreciate your suggestions and understand the importance of clear communication and accuracy to prevent delays or mistakes. It was a pleasure doing business with you. Your input helps us improve our...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Memberships
- American Bar Association
- Amazon Prime
- Costco
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1100009
Awards
Juris Doctorate
Achievements
- I am Licensed to practice law in both CA and NV.
Hobbies
- Reading
- Traveling
- Hanging out with family
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Disclaimer
I am authorized to do business in the states of Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin. AZ BK#0018883; AZ BKBR# 0121399; AZ LO Lic.# 1000406; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 1100009; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; NMLS ID: 1100009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.