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Guild Mortgage - Monica Centeno
Branch Manager | NMLS# 1100009

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Monica and her team were awesome. They made the house buying experience a breeze for me. I’d highly recommend them to anyone who is looking to purchase a home.
Reply from Monica Centeno
October 7th, 2026 03:47 PM
I'm happy to hear that me and my team made your home buying experience smooth, Renee. Thank you for recommending Guild Mortgage. It was a pleasure doing business with you. If you need anything feel free to reach out.
Monica and her team are awesome. I received a mailer from her and I took a chance and placed the call. Monica, Tasha and Enoch made my house buying experience a breeze. She listened and understood my needs. I'm definitely going to recommend...
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Reply from Monica Centeno
October 7th, 2026 03:50 PM
I'm happy to hear that me, Tasha, and Enoch made your home buying experience smooth and enjoyable, Dale. It's great to know we listened and understood your needs at Guild Mortgage. It was a pleasure doing business with you. If you need anything...
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They did a great job getting our client to closing.
Reply from Monica Centeno
October 7th, 2026 03:55 PM
I'm pleased to hear that we at Guild Mortgage did a great job in getting your client to closing, Manu. Thank you for sharing your positive experience with us. It was a pleasure doing business with you. Feel free to reach back out for anything...
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Great Job.
Reply from Monica Centeno
October 6th, 2026 03:34 PM
We appreciate your kind words, Manu. It was a pleasure doing business with you. Thank you for choosing Guild Mortgage. If you need anything feel free to contact us again.
Awesome people. They worked very hard to get me qualified for a loan when I had just moved to a new
state and started a new career.
Reply from Owner
October 5th, 2026 07:58 PM
I'm happy to hear that me and the team at Guild Mortgage were able to assist you, Joanna. It's great to know we worked diligently to help you qualify for a loan during your transition to a new state and career. It was a pleasure doing business...
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Guild Mortgage - Monica Centeno has received a review with 5 star rating from Kat A
Reply from Owner
October 5th, 2026 07:59 PM
Thank you for your positive rating, Kat. We're pleased to know that your experience with Monica Centeno and the team at Guild Mortgage was a good one. It was a pleasure doing Business with you. Feel free to contact us if you have any future...
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I had a great experience with Guild Mortgage. From the beginning, the team was professional, responsive, and committed to helping me through the homebuying process. I especially appreciated receiving a letter acknowledging that, despite my...
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Reply from Monica Centeno
October 5th, 2026 08:03 PM
I'm so pleased to hear about your positive experience, Katherine. It's wonderful that my team at Guild Mortgage could assist you, especially considering your unique financial situation. We're grateful for your kind words and glad to have been...
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Very helpful in answering all my questions and making sure I knew what was going on every step of the way .
Reply from Monica Centeno
October 1st, 2026 05:51 PM
I am pleased to hear that we were very helpful in answering all your questions, Joanna. It's great to know that Guild Mortgage ensured you were informed every step of the way. It was a pleasure doing business with you. If you have any more...
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Guild Mortgage - Monica Centeno has received a review with 5 star rating from Damon H
Reply from Owner
October 1st, 2026 05:54 PM
Thank you for the perfect rating, Damon. We're pleased that your experience with Guild Mortgage was positive. It was a pleasure doing business with you. Feel free to contact us with anything else you may need.
Process was smooth and without issue
Reply from Monica Centeno
October 1st, 2026 05:57 PM
I'm glad to hear that the process was smooth and without any issues, Damon. Me and the team at Guild Mortgage appreciate your positive feedback. It was a pleasure doing business with you. Contact us if you need anything.
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Memberships
- American Bar Association
- Amazon Prime
- Costco
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1100009
Awards
Juris Doctorate
Achievements
- I am Licensed to practice law in both CA and NV.
Hobbies
- Reading
- Traveling
- Hanging out with family
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Disclaimer
I am authorized to do business in the states of Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin. AZ BK#0018883; AZ BKBR# 0121399; AZ LO Lic.# 1000406; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 1100009; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; NMLS ID: 1100009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.