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Guild Mortgage - Monica Centeno
Branch Manager | NMLS# 1100009
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Thank you so very much.
Reply from Monica Centeno
June 25th, 2026 03:38 PM
We appreciate your kind words, Michael. It was a pleasure doing business with you. If there's anything else we can assist you with, please let us know.
It was such a pleasure to work with Monica, even when thing got hard she had a smile on her face and just plowed through! Thank you, Monica
Reply from Monica Centeno
June 25th, 2026 03:42 PM
I appreciate your kind words, Edwin. It's wonderful to know that I had a positive attitude which made a difference during challenging times. It was a pleasure doing business with you. Thank you for sharing your experience with us!
Monica was great and has alot of experience in my credit status. She specializes in BK and was able to get me pushed through and was very personable and informative on my situation. Will definitely use her again when I can refinance. Thank
Reply from Monica Centeno
June 23rd, 2026 03:42 PM
I'm grateful for your kind words, Malissa. It's wonderful to know that my expertise, especially in handling credit status and BK, made a positive impact on your experience. It was a pleasure doing business with you. I'm pleased that you found...
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Overall great experience
would definitely use again !
Reply from Monica Centeno
June 22nd, 2026 11:14 PM
Thank you, Zach, for sharing your positive experience with us. I am glad to hear that you had a great time working with me and would choose us again. It was a pleasure doing business with you. If you need any assistance in the future, feel...
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We were always updated on any information that she needed. Always pleasant.
Reply from Monica Centeno
June 22nd, 2026 03:01 PM
Martha, we appreciate your feedback. It's nice to know that you felt well-informed and found the communication pleasant throughout your experience with us. It was a pleasure doing business with you. If you have any further questions or need...
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Monica and her team are very helpful and great to work with. I would recommend them to anybody.
Reply from Monica Centeno
June 10th, 2026 03:12 PM
Thank you, Robert, for your kind words. I'm glad to hear that you found working with Me and my team to be a positive experience. It was a pleasure doing business with you. Your recommendation means a lot to us. If there is anything you need...
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Even though we had a solar hiccup, when issue was resolved at the last minute, the lender closed the deal on time!!!
Reply from Monica Centeno
June 8th, 2026 03:04 PM
I'm grateful for your understanding and patience, Catherine. It's good to know that despite the solar hiccup, we were able to close the deal on time. It was a pleasure doing business with you. If there's anything more you need from us, please...
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I don't have anything to input
Reply from Monica Centeno
June 8th, 2026 03:06 PM
Thank you, Jeremy, for taking the time to leave a rating. It was a pleasure doing business with you. If there's anything specific, we can assist you with or any feedback you'd like to share, please feel free to reach out.
From beginning to end we had great communication and clear expectations. The only hiccup was waiting at the closing attorney for 3 hours for the wire to process. From the approval to the closing everyone worked with us wonderfully. Exceeded...
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Reply from Monica Centeno
June 1st, 2026 05:04 PM
Thank you for sharing your experience, Russell. We appreciate your understanding regarding the delay at the closing attorney. It's good to know that, overall, the communication and support from our team exceeded your expectations. It was a...
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The team that I had the opportunity to work with at Guild Mortgage were absolutely fantastic and made what seemed to be a difficult process easy.
Reply from Owner
May 29th, 2026 03:28 PM
I'm glad to hear that our team at Guild Mortgage made the process easy for you, Stephen. Making seemingly difficult processes smoother is something we strive for. It was a pleasure to do business with you. If there's anything else we can do...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Memberships
- American Bar Association
- Amazon Prime
- Costco
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1100009
Awards
Juris Doctorate
Achievements
- I am Licensed to practice law in both CA and NV.
Hobbies
- Reading
- Traveling
- Hanging out with family
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Disclaimer
I am authorized to do business in the states of Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin. AZ BK#0018883; AZ BKBR# 0121399; AZ LO Lic.# 1000406; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 1100009; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; NMLS ID: 1100009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.