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Guild Mortgage - Monica Bowman - Sales Manager | NMLS# 230667 in Capitola, CA
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Guild Mortgage - Monica Bowman

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Sales Manager | NMLS# 230667

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Haili T
    Watsonville, CA
    Posted on July 1st, 2026 05:30 PM
    Monica is the best <3!!!
    Reply from Guild Mortgage - Monica Bowman
    July 1st, 2026 05:37 PM
    Thanks Haili! you guys are the Best! <3
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    E T
    Posted on July 1st, 2026 04:06 PM
    Guild Mortgage - Monica Bowman has received a review with 5 star rating from E T
    Reply from Owner
    July 8th, 2026 11:13 PM
    Thank you for the excellent rating! I'm happy to know that your experience with me was positive. If there's anything more I can do for you, please let me know.
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    Eric T
    Watsonville, CA
    Posted on July 1st, 2026 04:05 PM
    Monica bowman was just the absolute best she was so caring and outgoing to get us the best loan and rates possible, Monica is just an absolute godsend.
    Reply from Guild Mortgage - Monica Bowman
    July 1st, 2026 04:34 PM
    Thank you for your kind words Eric. It was truly my pleasure to be a part of your journey and watch you and your family do so well on this. Always here for you guys, reach out as you need me. Big hugs to you all, Moni
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    Pam S
    Felton, CA
    Posted on June 25th, 2026 03:15 PM
    Monica is professionsal and extremely knowledgeable. I enjoyed working with her.
    Reply from Guild Mortgage - Monica Bowman
    June 25th, 2026 03:24 PM
    I'm grateful for your kind words, Pam. It was really wonderful to work with you and watch you handle such complexities so beautifully. your clients are lucky to have you and I am very happy I got to know you and work with you. :) Thanks for...
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    Lauren M
    Posted on June 25th, 2026 12:14 AM
    Monica is, without question, one of the hardest-working professionals I've ever worked with. We were up against incredibly tight deadlines, and she exceeded every expectation to get us to closing on time. I will absolutely be referring her...
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    Reply from Owner
    June 25th, 2026 03:28 PM
    Lauren, I appreciate your kind words and the trust you've placed in me. I'm glad I could meet the tight deadlines and help ensure a smooth closing process for you. Your referrals mean a lot, and I'm here to support you and your friends with...
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    Lauren M
    Felton, CA
    Posted on June 25th, 2026 12:12 AM
    Monica is the most hard working woman I've ever come across. We had such tight deadlines and she surpassed all expectations. I am absolutely referring her to all my friends. I cannot talk highly enough about her and how hard she worked for...
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    Reply from Guild Mortgage - Monica Bowman
    June 25th, 2026 03:27 PM
    Lauren, I truly appreciate your kind words and am grateful for your trust in me. I'm thankful for your referrals and am always here to assist you and your friends with any future needs. Congratulations on your wonderful new home :) Moni
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    Amanda H
    Scotts Valley, CA
    Posted on May 19th, 2026 04:20 PM
    Monica held my hand (virtually) through the whole process, from getting my credit score up to shopping around for the best rate, and following up with money saving tips after the deal was done. She has many helpful contacts in town, an excellent...
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    Reply from Guild Mortgage - Monica Bowman
    May 20th, 2026 05:01 PM
    Dearest Mandi, being a part of your journey and watching you get such an amazing home and for everything to fall in place so beautifully, and perfectly for you has made me so very happy! Thank you for your kind words and review; you make it...
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    Ted M
    Posted on May 18th, 2026 10:19 PM
    Guild Mortgage - Monica Bowman has received a review with 5 star rating from Ted M
    Reply from Owner
    May 19th, 2026 03:03 PM
    Thank you Ted, it was such a pleasure to have this beautiful transaction together <3 we made such a difference in two families lives!
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    Ted M
    Scotts Valley, CA
    Posted on May 18th, 2026 10:19 PM
    Your Kindness and your attitude and so much more.
    Reply from Monica Bowman
    May 20th, 2026 05:01 PM
    Thank you dearest Ted! look who's speaking about Kindness! The kind of kindness that is! much love, Moni <3
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    Amanda H
    Posted on May 16th, 2026 12:36 AM
    Monica went above and beyond to help me buy my dream home, from advising me on how to fix my credit, to getting me pre approved for more than I thought possible, to putting in a good word for me when it was time to put in an offer, and then...
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    Reply from Owner
    May 20th, 2026 05:03 PM
    Amanda, thank you for sharing your experience. I'm grateful to have been part of your journey in buying your dream home. It's appreciated to hear that my efforts to support you with credit advice, pre-approval, and securing the best rate were...
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
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    Year Started

    1960

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 230667
    Disclaimer
    I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 230667; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.