Miranda Kelley - Team Acopia | Lower Mortgage's Cover Image
Miranda Kelley - Team Acopia | Lower Mortgage - Branch Manager | NMLS# 2095187 in Oxford, AL
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Miranda Kelley - Team Acopia | Lower Mortgage

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Branch Manager | NMLS# 2095187

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We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovat... Show More
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Reviews from Web
  • Encompass
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    Daniel B
    Oxford, AL
    Posted on April 16th, 2026 12:42 PM
    She was always attentive and available! If she didn't answer my call, she was quick to return it.
    Reply from Miranda Kelley
    May 7th, 2026 02:00 AM
    Daniel, I'm glad to hear that you felt supported. I'm pleased that my prompt responses met your needs. Wishing you many blessings in your new home. Thank you for sharing your experience!
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    Brooke A
    Posted on April 14th, 2026 07:49 PM
    Amazing team and service! 10 out of 10 recommend!
    Reply from Owner
    May 7th, 2026 02:05 AM
    Brooke, I appreciate your recommendation and am glad to know you had a positive experience with my team and me. Thank you for sharing your kind words about our service! Enjoy your new home.
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    Honey B A
    TALLADEGA, AL
    Posted on April 14th, 2026 07:48 PM
    Miranda and her wonderful team helped make this process as quick easy possible. Excellent service and communication! Would recommend them to anyone!
    Reply from Miranda Kelley
    April 21st, 2026 07:49 PM
    Honey, I'm happy to hear that you found the process quick and easy with my team and me. Your recommendation means a lot, and I truly appreciate your kind words about our service and communication. Thank you for sharing your experience!
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    Ellen J
    Posted on April 14th, 2026 02:12 PM
    Amazing!!!!!
    Reply from Owner
    May 7th, 2026 02:06 AM
    Thank you Ellen! Wishing you many blessings in your new home!
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    Margaret E J
    TALLADEGA, AL
    Posted on April 14th, 2026 02:11 PM
    We trued this home buying process over a year ago now & Miranda & team tried their best but wouldn't go through so instead of just writing us off she told us to wait a year, gave us tips on how to help ourselves over that year and we came back...
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    Reply from Miranda Kelley
    April 21st, 2026 02:12 PM
    I'm grateful for your kind words, Margaret. It's been a wonderful journey working with you and Brooke, and I'm so glad to see your efforts over the past year have paid off. Building such lasting relationships is what I strive for, and I truly...
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    Nick N
    Posted on April 3rd, 2026 10:18 AM
    Very nice and easy and works with your schedule and
    Reply from Owner
    May 7th, 2026 02:08 AM
    Nick, I'm glad to hear that you found the process nice and easy. Thanks for allowing me to be a part of your journey. It was a pleasure working with you.
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    Nicholas B N
    ANNISTON, AL
    Posted on April 3rd, 2026 10:13 AM
    very nice and works with your schedule and needs
    Reply from Miranda Kelley
    April 3rd, 2026 03:14 PM
    Thank you so much! I always strive to be flexible and work around our client's schedule to make the process as smooth as possible. It was a pleasure working with you! Let me know if I can be of help in the future. Many blessings in your new...
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    Madison T
    OXFORD, AL
    Posted on April 1st, 2026 01:22 PM
    Miranda Was wonderful throughout this entire process. She was always available, and she always answered any questions that we had with ease. I would recommend her to anyone.
    Reply from Miranda Kelley
    April 1st, 2026 01:37 PM
    Thank you so much Madison! I’m so glad I could be there to help guide you through the process and make everything feel a little easier along the way. Wishing you guys all the best in your new home!
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    Karina M
    Posted on April 1st, 2026 10:05 AM
    Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Karina M
    Reply from Owner
    April 3rd, 2026 03:15 PM
    Thank you Karina for the 5-star review! We enjoyed working with you and are here to serve you in the future if needed. Welcome home!
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    Karina M
    JACKSONVILLE, AL
    Posted on April 1st, 2026 10:05 AM
    Communication, advice provided and timeliness.
    Reply from Miranda Kelley
    April 1st, 2026 01:39 PM
    Thank you Karina! I appreciate you trusting me during the process. It was a pleasure working with you. Wishing you and your sweet family many blessings in your new home!
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    About
    We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovative products and technology. Acopia is a Fannie, Freddie and Ginnie direct seller servicer and is pleased to offer borrowers a wide array of lending products. Our Honoring our Heroes program gives back to veterans, active military, law enforcement, firefighters, EMS, medical professionals and educators. Acopia, LLC is an equal opportunity lender with local branches in several regions throughout the U.S. Georgia Residential Mortgage Licensee. NMLS 4664 | GRMA 60024. Connect with us to learn more.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • The Calhoun County Area Chamber
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2095187
    Hobbies
    • I enjoy spending time with my family, traveling, and taking in the beauty of God's creation.
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.