Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
Mike And the team at Bay Equity made our experience flawless. The knowledge efficiency that they work with at Bay Equity is second to none. They guide you through the entire process with such easy and help you to know that your making the right...
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Mike and his team are incredible. Very kind and prompt with any questions. Mikes team put our mind at ease with the biggest decision of our life!! Thank you!!
After 90 days waiting for another mortgage company to process my refinance, I decided to try another company. Bay Equity finished my refinance in just over 30 days. Great job.
Reply from Owner
April 30th, 2021 03:03 PM
Thank you so much for the great review John!
When we decided to refinance our home loan, I first looked at some of the advertised national lenders; however, I was concerned about some of the reviews and comments that I found on the Better Business Bureau website. After a bit more research,...
read more
Reply from Owner
April 23rd, 2021 04:55 PM
Hi Steven! Thank you so much for taking the time to share your positive experience - I'm so happy to hear that everything worked out and that you are saving money! Looking forward to working with you again in the future. Have a good one!
Great job Mike and Bay Equity Team!
As these things go sometimes, things didn't always go as planned, Mike did everything to make it right and we are very happy with the results. He strives to please his customers.
Mike made each step of the process clear and followed up to make sure we understood. The constant requests for more documentation from the underwriter were frustrating and annoying, but Mike patiently worked us through the process.
Everyone was easy to work with. Multiple forms of communication so that I didn't miss anything. Easy to use online portal for document uploading. They worked around my schedule and I was able to close in 30 days!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446