Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
Mike Richardson has received a review with 5 star rating from Justin M
The process was very easy and the staff communicated very well!
Mike and his team were amazing. I've worked with two mortgage brokers within the last 6 months purchasing properties in different states. Mike and his team far exceeded my expectations and demonstrated how good they are in comparison to the...
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Reply from Owner
February 6th, 2023 01:19 AM
Rikki, thank you for your amazing review! We're thrilled to hear how much you enjoyed your experience with us - it was wonderful working with you. Have a good one!
We originally had used another mortgage lender and we're not too happy with the presults so we were advised to get a second opinion from our realtor and were referred to Mike. We are SO happy we got that second opinion and ended up with a loan...
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Mike and his team were amazing. I've worked with two mortgage brokers within the last 6 months purchasing properties in different states. Mike and his team far exceeded my expectations and demonstrated how good they are in comparison to the...
read more
Mike and his team were amazing. I've worked with two mortgage brokers within the last 6 months purchasing properties in different states. Mike and his team far exceeded my expectations and demonstrated how good they are in comparison to the...
read more
I have complicated, none-w-2 multi loans to refinance all together. The agent team members and underwriter have asked, requested very reasonable documents to verify things. Compared with all my past loan experiences, this time is the best experience...
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Mike And the team at Bay Equity made our experience flawless. The knowledge efficiency that they work with at Bay Equity is second to none. They guide you through the entire process with such easy and help you to know that your making the right...
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Mike Richardson and the team at Bay Equity are amazing. The knowledge and efficiency at which they operate is comforting to experience. They are hand and hand with you through the entire process and make it so easy. If you are looking to finance,...
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Reply from Owner
April 30th, 2021 03:07 PM
Thank you for this amazing review Bobby! So happy to hear you had a great experience. Hope to work with you again soon. Take care!
Highly recommended. As a first time buyer, Mike and his team help and guided me through the entire process. There is no hidden agenda at all, Mike made sure that I will get the best service he could give me. Don't look any further, give them...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446