Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
From an active duty military family, Mike and his team took very good care of us with the home buying process. He made sure to walk us through everything and answered any unsure questions we had. Thank you to him and his team for guiding us...
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Reply from Owner
July 29th, 2026 05:57 PM
Thanks for taking the time to leave me a review, Daniel! It was so great working with Emma and you to help you buy your first home for your family :) Thanks for all you do for our country!
Mike Richardson has received a review with 5 star rating from Michael C
Reply from Owner
July 29th, 2026 05:57 PM
Thank you for leaving me a 5-star review, Michael!
We had an outstanding experience working with Mike Richardson, who was such an outstanding mortgage consultant from start to finish. He secured us an excellent rate and guided us through the entire process with an incredible depth of knowledge...
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Reply from Owner
May 9th, 2026 08:19 PM
Ms. Suzanne. Thank you for taking the time to leave such an awesome, detailed review! I greatly enjoyed working with you and wish you and your husband all the best on your next adventure :)
We had an outstanding experience working with Michael Ray Richardson, our mortgage consultant from Gold Star Mortgage in Reno, NV from start to finish. He secured us an excellent rate and guided us through the entire process with an incredible...
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Reply from Owner
May 11th, 2026 12:00 AM
Ms. Suzanne. Thank you for taking the time to leave such an awesome, detailed review! I greatly enjoyed working with you and wish you and your husband all the best on your next adventure :)
Mike Richardson has received a review with 5 star rating from Tricia M
Reply from Owner
April 30th, 2026 01:39 PM
Thank you for taking the time to leave me a review :)
Mike and his team were fantastic. FWe sought out a local lender for our second purchase and Mike was consistently rated as best in the region. He was extremely knowledgeable, forward-thinking, and prepaired. Additionally, Mike went above and...
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Reply from Owner
May 7th, 2026 12:00 AM
Hey Daniel! Thank you for taking the time to leave me such a great review! I really enjoyed working with you both :)
Mike was so amazing to work with. He will run numbers for you anytime so that you can make an educated decision in a timely manner and not miss out on a deal. He also submits all of his impressive achievements with your file which I felt like...
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Reply from Owner
April 30th, 2026 01:40 PM
I'm really pleased to hear that you had a smooth experience working with me, Deja. I appreciate your kind words about my efforts in running numbers and supporting your deal. It's great to know that my approach helped you feel confident and...
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Mike and his team did a great job for us on a complicated transaction that was on a tight deadline, got us a great rate and closed on time. Highly recommend!
Reply from Owner
July 3rd, 2025 08:13 AM
Thank you so much for your kind words! We're thrilled to hear that we could provide you with an exceptional experience. Helping our clients navigate the home financing process with confidence is always our top priority. If you ever need anything...
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Mike and his team did a great job for us on a complicated transaction that was on a tight deadline, got us a great rate and closed on time. Highly recommend!
Reply from Owner
May 7th, 2026 12:00 AM
Thank you for taking the time to leave me a review :)
Mike was fantastic from the moment I reached out to him to explore purchasing my 1st home to well after closing. He was there every step of the way to answer questions and ensure the process was as smooth as possible. He even helped get me...
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Reply from Owner
April 30th, 2026 01:41 PM
Lisa, I'm truly thankful for your kind words and for sharing your experience. It's wonderful to hear that I could assist you throughout the entire home-buying process and help you connect with a great realtor. I'm glad you found the process...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446