Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
A few short months ago Mike took the time to sit down with us and talk us through how we cab qualify for our first home, gave us great advice and a plan, and now here we are owners of a home in our dream location!!!!I can’t express how thankful...
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A few short months ago Mike took the time to sit down with us and talk us through how we cab qualify for our first home, gave us great advice and a plan, and now here we are owners of a home in our dream location!!!! I can’t express how thankful...
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Anyone recovered crypto through investigation?”
Mike and the team were incredibly professional, timely responders, and the entire process was seamless for us first time homebuyers! He paired us with the best realtor, answered all questions when needed, and documentation was easy with the...
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I am now on my third time availing myself of Mike and his team's services, so really we're at the point of about a 15-star review.I needed to move out of state, and luckily it was also a state Mike could service. My first mortgage was a VA...
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I’ve worked with Mike Richardson three separate times now, once on a refinance, once when I was looking at buying a home after my divorce but ultimately decided not to, and most recently when I purchased a home for sale by owner.Every single...
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Mike kept us up-to-date in a very timely and professional manner!
From an active duty military family, Mike and his team took very good care of us with the home buying process. He made sure to walk us through everything and answered any unsure questions we had. Thank you to him and his team for guiding us...
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Reply from Owner
July 29th, 2026 05:57 PM
Thanks for taking the time to leave me a review, Daniel! It was so great working with Emma and you to help you buy your first home for your family :) Thanks for all you do for our country!
Mike Richardson has received a review with 5 star rating from Michael C
Reply from Owner
July 29th, 2026 05:57 PM
Thank you for leaving me a 5-star review, Michael!
We had an outstanding experience working with Mike Richardson, who was such an outstanding mortgage consultant from start to finish. He secured us an excellent rate and guided us through the entire process with an incredible depth of knowledge...
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Reply from Owner
May 9th, 2026 08:19 PM
Ms. Suzanne. Thank you for taking the time to leave such an awesome, detailed review! I greatly enjoyed working with you and wish you and your husband all the best on your next adventure :)
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446