Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Mike and his team made the whole home loan process a breeze for a first time home buyer like me. Nick Richardson helped me out. He was very accommodating to my 9-5 schedule. Communication was always very timely. Any time I had a question, he...
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Mike and the team are amazing and I will use them for all future home buying needs.
The process was quick and efficient, This was my second attempt to refinance. The first attempt went on for 3 months with very poor service. Mike and bay equity staff completed my refinance in just 5 weeks time.
Great job
You all were so easy to work with! We had a very positive and stress free experience. The process went very quickly which we really appreciated. Thanks for helping us!!
Mike and his team were a pleasure to work with. He is knowledgeable and efficient. He replied in a timely manner to all communications. In the future, I will refer Mike to my friends.
Attention to my needs when it was necessary. Otherwise, it was very little contact. Worked great for my schedule.
Mike’s team set the standard by which I will measure all future mortgage finance needs. His team made it easy and attended to my needs as they arose. Simply a great experience.
Incredible service and responsiveness. Mike Richardson and the Bay Equity team were really phenomenal. They explained the refi process every step of the way and were so helpful, quick to respond, and easy to work with. A very pleasant experience!...
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Reply from Owner
August 24th, 2023 02:26 PM
Hi! Thank you for sharing your experience and for the amazing review. It was a pleasure working with you! Take care.
Excellent at communication, quick responses, and super efficient process! Extremely amazing!!
When choosing a mortgage broker for refinancing, there are a lot of choices. Based on reviews from various sources, we decided to pursue refinancing with Mike Richardson of Bay Equity and we are so glad that we did. the entire process was seamless,...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446