Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Mike and his team are great to work with. He is extremely knowledgeable and would patiently answer all your questions. Mike is an excellent communicator and would always get back to you quickly with answers to your questions. Mike and his team...
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We loved working with Bay Equity. They gave us better options and a great rate which allowed us to qualify for an amazing home without draining our savings account. They made the escrow process convenient and easy. Our agent kept in close...
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Easiest loan I’ve ever been a part of. I was asked for my information just once. Mike knew what I needed and also knew what the underwriters may need, so asked for everything at once.I will definitely be referring Mike out to my clients/friends/family...
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Mike Richardson has received a review with 5 star rating from Demian S
Very smooth process
Follow up was exceptional, staff was aware of my package.
Mike and his team were a pleasure to work with and even with our delays in construction they stayed with us from start to close of escrow. We highly recommend his services to any one needing a home loan.
Reply from Owner
June 24th, 2021 02:52 PM
Danniel - thank you for the five star review! Glad to hear you had a great experience. Take care!
Mike stayed in communication with us from day one until the day we closed escrow. I called him with questions lots of times after hours and he always answered his phone or called me back quickly to answer any of questions. He never acted like...
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JJs communication was very professional and direct. I would/will definitely be using your services again. Thanks for everything.
Sincerely
John James
Mike and his team were incredible throughout this whole process. Not only were we able to provide everything through a secure online portal that was well managed and easy to use, but the loan was processed in about 2 weeks! I’m so glad we went...
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561–570 of 1517
About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446