Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
Mike is genuine, professional, and incredibly knowledgeable. He helped advise us into our first home, and through our first refi- each interaction is so pleasant with him as he goes above and beyond to efficiently move the lending process along....
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Mike is FaBuLoUs to work with! He kept us informed and answered any questions quickly. He made this work for us! We are so happy with Mike and Bay Equity! We have been recommending him to everyone!
Reply from Owner
August 4th, 2021 03:48 PM
I'm so happy to hear you had a great experience with us! Thanks so much for sharing your experience. Take care!
Great experience working with JJ and the team at Bay Equity with our new Reno home purchased!
Reply from Owner
August 4th, 2021 03:47 PM
Thank you so much for this 5 star review for JJ! Have a wonderful day.
Mike is amazing and we’re so glad we went through with our refinance with him. He is very knowledgeable and very communicative. He kept us posted every single step of the way and made us feel at ease. I highly recommend him!!
Reply from Owner
July 29th, 2021 01:55 PM
Joan - I really appreciate your kind feedback! Happy to hear you had a great experience. Have a nice day!
We loved working with Bay Equity. They gave us better options and a great rate which allowed us to qualify for an amazing home without draining our savings account. They made the escrow process convenient and easy. Our agent kept in close...
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Reply from Owner
July 22nd, 2021 08:59 PM
Hi Rosa! We are so happy to hear that you had a wonderful experience. It was a pleasure working with you! Don't hesitate to reach out if you need anything else. Take care!
We loved working with Bay Equity. They gave us better options and a great rate which allowed us to qualify for an amazing home without draining our savings account. They made the escrow process convenient and easy. Our agent kept in close...
read more
Mike and his team are great to work with. He is extremely knowledgeable and would patiently answer all your questions. Mike is an excellent communicator and would always get back to you quickly with answers to your questions. Mike and his team...
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Mike and his team are GREAT because they are very dedicated and excellent at communicating. Mike patiently answers all your questions and guides you through the process.
HIGHLY RECOMMENDED!
Mike and his team are great to work with. He is extremely knowledgeable and would patiently answer all your questions. Mike is an excellent communicator and would always get back to you quickly with answers to your questions. Mike and his team...
read more
We loved working with Bay Equity. They gave us better options and a great rate which allowed us to qualify for an amazing home without draining our savings account. They made the escrow process convenient and easy. Our agent kept in close...
read more
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446