Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
Mike is simply the most patient knowledgeable human you could ask for!
Mike Richardson has received a review with 5 star rating from Daniel M
This was our second time working with Mike and the team at Bay Equity. He makes the process streamlined and easy and does a great job walking us through the process. It gives us great piece of mind knowing he is working hard to find us the...
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Awesome communication and guidance. Thorough. Friendly and welcoming. I literally have nothing negative to say about anything from start to finish. I really like that you would "check in" periodically.
I was looking to buy a house in the Reno area and my real estate agent highly recommended Mike. Right from the start Mike and his brother Nick were both incredibly professional and kind. After starting the loan process, I decided to buy a home...
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Reply from Owner
June 17th, 2021 03:51 PM
Hi! I am so thrilled you had a great experience! Thank you so much for the wonderful review. Don't hesistate to reach out if you need anything else. Enjoy your new home.
Mike took care of things other lenders would not have done I feel like I am a friend and not just another contract
As a first time home buyer, I was clueless and a bit nervous. I had shopped around for a few different lenders and received a recommendation to reach out to Mike and that was a game changer. From our very first phone conversation to our closing...
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As a first time home buyer, I was clueless and a bit nervous. I had shopped around for a few different lenders and received a recommendation to reach out to Mike and that was a game changer. From our very first phone conversation to our closing...
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First-time home buyer who just closed in this crazy Reno market! Once me and my wife found the home we wanted Mike and his team went to work and we ended up closing very quickly with no issues at all. Clear communication and the ease of the...
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Reply from Owner
June 4th, 2021 03:29 PM
Paul and Vicky - thanks so much for the love! My team and I are happy to hear that everything went smoothly. Please let us know if there is anything else we can help with. Enjoy your new home!
My wife and I used Bay Equity as first-time home buyers in the Reno area. Mike and his team were amazing every step of the way. They made the process as smooth and transparent possible, and made all the documentation and paperwork stuff much...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446