Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
This was our first time buying a home and Mike was amazing. He walked through all the paperwork and answered all our questions. Even hopped on a call after dinner when we need clarification on parts. It was so great working with Mike. Definitely...
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Reply from Owner
May 7th, 2026 02:26 PM
David, I'm so glad to hear that your home buying experience went smoothly. I appreciate your kind words and am happy I could help clarify things for you, even after hours. Thank you for recommending me!
This was our first time buying a home and Mike was amazing. He walked through all the paperwork and answered all our questions at every point. He offered so many little bits of information to help us along the way. He even got on a call with...
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Reply from Owner
May 7th, 2026 12:00 AM
David, I'm so glad to hear that your home buying experience went smoothly. I appreciate your kind words and am happy I could help clarify things for you, even after hours. Thank you for recommending me!
Mike and his team were amazing to work with. They made the home buying process so easy. Every question I had they answered in a timely manner- even on a Sunday night. Highly recommend Mike and his team.
Reply from Owner
May 11th, 2026 12:00 AM
Thank you so much for the review! Buying a home can feel overwhelming at times, so I’m glad we were able to make the process feel easy and be there whenever questions came up, even on the weekends 😊
I used Mike and his team for my last mortgage. Helped every step of the way to include helping me get insurance quotes when my company would not insure. It’s a family affair there and they are stand up folks who you can trust.
Reply from Owner
May 7th, 2026 11:49 PM
Dave, I'm grateful for your trust and kind words about my team and me. I'm glad we could assist you with both your mortgage and insurance needs. It's appreciated to hear you felt supported throughout the process.
Mike and his team were very easy to work with and provided us with exceptional service! We were able to ask any questions and have a quick response. I felt supported and the process went very smoothly. Highly recommend home and his team!
Reply from Owner
May 7th, 2026 02:26 PM
Hey Mandy! It was so great working with you! I appreciate you taking the time to leave me a review :)
I used Mike and his team for my last mortgage. Helped every step of the way to include helping me get insurance quotes when my company would not insure. It’s a family affair there and they are stand up folks who you can trust.
Reply from Owner
May 11th, 2026 12:00 AM
Thank you so much for the review! I’m glad we were able to help navigate everything and find solutions when the insurance issues came up. Thank you again for trusting me and my team. We truly care about our clients and are grateful to have...
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Mike and his team provided exceptional service! They were super easy to work with and explained everything in easy to understand ways. I was able to get all my questions answered with quick responses and the whole process went very smoothly!...
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Reply from Owner
May 7th, 2026 12:00 AM
Hey Mandy! It was so great working with you! I appreciate you taking the time to leave me a review :)
Mike is a fantastic Mortgage Lender! I highly recommend him! Mike really took the time to educate me and made sure that I got a great deal. Mike's entire team really exceeded my expectations and made sure that I had a smooth closing. Mike really...
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Reply from Owner
May 23rd, 2025 12:00 AM
Thanks for taking the time to leave me a review, Alex!
Mike is a fantastic Mortgage Lender! I highly recommend him! He takes the time to educate his clients and does a terrific job. Excellent customer service and efficiency. Two thumbs up!
Reply from Owner
May 23rd, 2025 09:52 PM
Thanks for taking the time to leave me a review, Alex!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446