Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
We have used Mike’s services for years now and he just helped us get in our 3rd house. Buying a house can be a lengthy process with lots of ups n downs but Mike and his team have been flawless every time! He’s communicative and always available...
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Reply from Owner
May 7th, 2026 12:00 AM
Matthew, I'm truly grateful for your continued trust and support over the years. It's wonderful to hear that your experience with me and my team has been consistently positive, especially during such significant milestones like buying and selling...
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I recently completed the homebuying process with Mike Richardson and my experience was exceptional from start to finish. His team demonstrated professionalism, transparency, and a genuine commitment to helping me secure a loan and interest...
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Reply from Owner
May 7th, 2026 11:42 PM
Jen, I'm glad to hear that your homebuying process went so smoothly. It's great to know that my team and I could provide the professionalism and support you needed. Thank you for sharing your positive experience, and I'm grateful for the opportunity...
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Very detail oriented. Try's to make your experience fast and easy. Good communication skills and a staff that works together to make it a good experience. I would recommend them highly. Do yourself a favor.
Reply from Owner
May 7th, 2026 11:43 PM
Thanks for taking time to leave me a a review :)
Mike Richardson provided by far the best home mortgage experience we have ever had. Every detail was handled in a timely and above all stress free manner. Thank you Michael
Reply from Owner
May 7th, 2026 11:44 PM
I'm glad to hear that your home mortgage experience with me was stress-free and met your expectations. Thank you for your kind words and for trusting me with such an important process!
I give Michael from Gold Star Mortgage a five star rating. I do not give high ratings easily but in this case it was earned. Michael and his brother Nick are miracle workers! They take time to understand your financial situation and your goals....
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Reply from Owner
May 7th, 2026 11:45 PM
Mavis, I truly appreciate your thoughtful review and am so glad to hear that you felt supported throughout the process. It was appreciated working with you to navigate the challenges and ultimately help you achieve your dream of owning a home....
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Mike Richardson provided by far the best home mortgage experience we have ever had. Every detail was handled in a timely and above all stress free manner. Thank you Michael
Reply from Mike Richardson
May 12th, 2026 02:50 AM
I'm pleased to hear that your home mortgage experience with me was the best you've ever had. Handling every detail in a timely and stress-free manner is always my goal. Thank you for your kind words!
What a great team and a great experience. Made my first time home buying experience smooth and easy! I would highly recommend Mike and his team to any future homebuyer!
Reply from Owner
May 7th, 2026 12:00 AM
TJ, I'm so glad to hear that your first home buying experience was smooth and easy. I appreciate your kind words about the team and am grateful for the opportunity to assist you through this important process.
Mike and Gold Star Mortgage made the process of me buying my home easy. There was a portal to upload documents, they communicated well, and they had me approved in no time. Thanks everyone.
Reply from Owner
May 7th, 2026 12:00 AM
Thank you for your kind words. I'm grateful for the opportunity to assist you with your home purchase!
Mike & his team were awesome! They got us in at a great interest rate & they were super easy to work with. I would definitely use Mike & his team again!
Reply from Owner
May 7th, 2026 12:00 AM
I'm glad to hear that you had a positive experience working with me on your new home purchase, Krystal. It's appreciated to know you found the process easy and the interest rate favorable. I look forward to assisting you again in the future!...
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Tremendous thanks to Mike Richardson & the whole team at Gold Star Mortgage for reducing the stress of home buying. After 5 prior home mortgage experiences, there is no doubt that Mike's team works to streamline the entire process from online...
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Reply from Owner
May 7th, 2026 12:00 AM
Karen, thank you so much! This means a lot, especially with your experience going through the process multiple times. I’m really glad we were able to make everything feel streamlined and keep the stress down, especially with the out-of-state...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446