Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
We worked with Mike to purchase our first home, and the experience could not have been better. As unrepresented buyers, we were completely new to the process and a bit apprehensive. Mike had our backs the whole way through! He is a top-notch...
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"I had the pleasure of working with Mike Richardson, and I can confidently say he is a top-notch mortgage professional. Mike has an extensive knowledge of all lending products and took the time to explain how each option could best suit my...
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Reply from Owner
May 7th, 2026 11:55 PM
Hi Aaron, I'm truly grateful for your kind words and the glowing recommendation. It was a pleasure working with you and helping tailor your home loan to fit your financial needs. I'm pleased that you found my communication and knowledge beneficial...
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Mike was beyond helpful with our loan. He answered any questions we had, was personal and caring, and very knowledgeable. The process was smooth and stress free. Thanks Mike!
Reply from Owner
May 7th, 2026 11:53 PM
Chelsea, I'm grateful for your kind words and for sharing your experience. I'm pleased to hear that the loan process was smooth and stress-free for you. It was a pleasure to assist you with your questions, and I'm thankful for the opportunity...
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Mike and team are absolutely brilliant. Thus, 8 million awards. Great people with great knowledge and service skills. Mad skills. Kind hearts. Very smart. Very community oriented.
Reply from Owner
May 7th, 2026 11:51 PM
Thank you for taking the time to leave me such a great review, Scott!
Mike is more than a fantastic mortgage lender, he is a teammate in the home buying process. He is not only knowledgeable but takes the time to educate his clients and help make their dreams a reality. I cannot recommend more!
Reply from Owner
February 13th, 2025 03:44 PM
Ms. Cosey. Thank you for taking the time to leave me a review! I loved working with your husband and you on your recent purchase.
I recently attended a meeting where Mike gave an impressive presentation on personal credit. His expertise and practical advice were invaluable, making complex topics easy to understand. Based on this presentation alone, I would definitely...
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Reply from Owner
February 13th, 2025 03:45 PM
Thank you so much for your kind words, Jessica! I'm thrilled to hear that you found the presentation helpful and that the information on personal credit was easy to digest. It's always my goal to make complex topics more accessible and engaging....
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Mike is creative and responsive! He is the best to go to in town for a loan!
Reply from Owner
February 13th, 2025 03:43 PM
Ms. Tiffany. Thank you for taking the time to leave me a review!
Good guy to work with.:)
Reply from Owner
February 13th, 2025 03:42 PM
Thank you Ms. Lien!
Mike is the guy you want on your side when buying a home. He will do everything he can to get you the best rate and close smoothly. You won’t be disappointed!
Reply from Owner
February 13th, 2025 05:50 AM
Hey Jessica. Thanks for taking the time to leave me a review!
Mikes super easy to work with and very responsive. Definitely give him a try to show you he’s the best. Aaaaaaaasaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaawesome
Reply from Owner
January 27th, 2025 12:00 AM
Thanks Jack! Your review is awesome and made me laugh. Cheers!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446