

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
You guys were fast, efficient, a 20 day close!! I've never experienced anything like this in my life of doing real estate. Congratulations to you and your staff. You guys are Rock Stars!
You guys were fast, efficient, a 20 day close!! I've never experienced anything like this in my life of doing real estate. Congratulations to you and your staff. You guys are Rock Stars!
Fantastic to work with and had lots of solutions to offer. Super quick to take action on forms and reminders which I appreciated. His team also saved me a ton of time and phone calls by organizing the appraisal, tax transfers, title, and insurance....
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You guys were fast, efficient, a 20 day close!! I've never experienced anything like this in my life of doing real estate. Congratulations to you and your staff. You guys are Rock Stars!
Mike is professional, passionate, responsive and knowledgeable. This was my first home purchase and he answered every question I had promptly. Highly recommended!
Mike is professional, passionate, responsive and knowledgeable. This was my first home purchase and he answered every question I had promptly. Highly recommended!
Mike is professional, passionate, responsive and knowledgeable. This was my first home purchase and he answered every question I had promptly. Highly recommended!
The Bay Equity team was excellent, innovative and very responsive to my needs. The experience was effortless and efficient. I will look forward to working with them again
Reply from Owner
September 23rd, 2021 04:09 PM
Thank you for the five star review! It was a pleasure working with you. Have a great day!
Mike and his team were always on top of everything and available at any moment. Not to mention, they worked so hard and helped me close on my house early! :)
I cannot thank Mike and the Bay Equity team enough for all of their help during our refinance. Mike was able to get us into a MUCH better mortgage program and a much lower interest rate than our previous lender. Mike and his team were very...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446