

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
- Easy and straight forward process, with clear progress milestones along the way-
Very responsive team via text, phone and email-
Great attitude from all team members across the board
- Easy and straight forward process, with clear progress milestones along the way
- Very responsive team via text, phone and email
- Great attitude from all team members across the board
Closed on my first home in Reno thanks to Mike and his team. The process was super smooth and Mike and co. are extremely responsive in case you have any questions or if anything unexpected pops up. I would definitely recommending Mike + the...
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Reply from Owner
October 14th, 2021 05:05 PM
Eric - thank you for the wonderful review! We are so happy to hear that you had a positive experience working with my team and I. We truly value your trust and business. Have a great day!
- Easy and straight forward process, with clear progress milestones along the way- Very responsive team via text, phone and email- Great attitude from all team members across the board
Extremely simple refinance with Bay Equity. They made the process effortless!
Mike is very easy to get ahold of and answered all of my questions promptly. Very friendly and easy to work with!
Super responsive with forms and questions. Had great recommendations for title company, appraiser, and insurance. He had multiple solutions to offer for every issue I brought up. So nice working with Mike!
Mike is very easy to get ahold of and answered all of my questions promptly. He gave us some great advice that helped to put us in a better financial position right before closing and we are so grateful for his honesty. He and his team are...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446