

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
I cannot thank Mike and the Bay Equity team enough for all of their help during our refinance. Mike was able to get us into a MUCH better mortgage program and a much lower interest rate than our previous lender. Mike and his team were very...
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Reply from Owner
September 23rd, 2021 04:03 PM
Thank you for the wonderful review, Courtney! My team and I appreciate the kind feedback. Hope to work with you again in the future. Take care!
I cannot thank Mike and the Bay Equity team enough for all of their help during our refinance. Mike was able to get us into a MUCH better mortgage program and a much lower interest rate than our previous lender. Mike and his team were very...
read more
I cannot thank Mike and the Bay Equity team enough for all of their help during our refinance. Mike was able to get us into a MUCH better mortgage program and a much lower interest rate than our previous lender. Mike and his team were very...
read more
Mike and Nick had answers to all of our questions and knowing our situation, did everything possible to get us into our new home as soon as possible.
Mike and Nick had answers to all of our questions and knowing our situation, did everything possible to get us into our new home as soon as possible.
Mike and Nick had answers to all of our questions and knowing our situation, did everything possible to get us into our new home as soon as possible.
From the very beginning of doing business with Mike, it has proven to be an overwhelmingly positive experience.He manages to go above & beyond to get things done & has always made himself readily available to us whenever we had questions.Give...
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Mike Richardson and his team at Home Loans Bay Equity is a pleasure to work with.
They will go above and beyond to make process smooth and fast!
Will definitely use them again in the future!
Thank you ❤
Reply from Gold Star Mortgage - Reno
September 16th, 2021 05:36 PM
We appreciate your kind words about Mike and his team! Thank you for the recommendation.
Mike Richardson and his team at Home Loans BAY EQUITY is a pleasure to work with!
They will go above and beyond to make things happen .I will definitely use your business again.
Thank you guys again!
Reply from Owner
September 16th, 2021 05:45 PM
Hi Izabela! Thank you so much for your kind words - my team and I are so grateful for clients like you! We look forward to working with you again in the future. Have a great day!
Mike responded very quickly to any communication requests. He explained everything patiently and clearly. He and his team were a pleasure to work with
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446